Travel Wish List + Paint By Numbers

I work with several financial advisors and they each have a different take on estate planning. One of them once said that he told his kids he would rather them take the money out of his warm living hands than his cold dead ones, meaning that he would rather do things with them now than give them money later for them to do things without him. It may seem crass to talk about, but that is literally what I do every day, talk about things that to many people are taboo. He does have a point too; I really do think that sharing experiences now is priceless and would rather spend my parent's money on vacations with them now than get it from them after they are gone. 😁 

That was a joke (hi Dad!)!! But seriously, regarding my parents, I would rather they spend their money on something they have always wanted to do; they worked hard to get to where they are now. I hope they use up every penny of their money by the time they go. For my own money, I would rather go for a dinner or weekend away with friends or travel or have an experience rather than a thing. Obviously there are bills and stuff, but I have really been trying to avoid spending on things that will just break, go bad, or be used just once before sitting gathering dust. I am not saying that everyone needs to do it my way; you do you! I bought a stationary bike during the pandemic that I barely use; I am not immune to idiocy. I am saying that lately I have been trying to ask myself if I really NEED something and if not, that money I have "saved" is going into the travel and experiences fund. 

So, let's get to the fun part! This summer, I had planned to go to one of the following: Bulgaria, Romania, Norway, Iceland or Taiwan. I know, this seems like an odd list, but these are just a few of the many places I would like to go. At the beginning of the year, I set flight alerts for all of them and waited for the prices to come down. You may already know where this is going, but the prices did not come down, they went up and it was ridiculous how much a two week vacation was going to cost. So I decided to double down next year and try to do a longer trip so I can justify the crazy cost of the flight. So that is the plan; next year I will make plans to go to one of those places. 

But wait, there's more! Last week, Ally Bean posted this chart and of course I had to fill out one for myself. (you can fill one out here). I won't lie, I was a little confused between stayed here and visited here, but decided that "visited" means stopped and ate but did not stay the night. You decide how you want to play it. 

So of course I have all of the white states above on my wish list too. I actually have tentative plans to go to Montana next summer. I have heard AR has some really pretty scenery and mountain biking, so I can't wait to check it out. MI, WI and OH are in a strange (geographically, not mentally) but beautiful part of the country, so Kae, Birchie and Engie, don't be surprised if I show up on your doorstep someday. SC is probably best to visit in winter and I won't lie, ND and SD just seem cold and flat. Can anyone tell me what I need to do and where I should go in any of the white/blue states above? Help! 

Of course, I also had to do the same thing for Europe. 

Doing this made me realize that I have a lot of gaps to fill. So many gaps and so little time! So I really hope to get a chance to see many of the white ones in the map above over the next few years. Have you been to any of the above white countries? Which one(s) and what did you think and what should I do and see if I go there? **FYI I am NOT a "check it off the list" traveler. I would rather stay one month in one place than try to go to 10 different countries in a month. Also, I have returned to many of the orange countries above rather than go to a white one, as a two week vacation really is not enough time to see an entire country! (off soapbox now)**

So there you have it, a very small slice of my travel wish list. Your turn! If you feel like painting by numbers, fill in the map and let me know (1) what your score was (2) what white gaps in your map would you like to visit first. If you do not feel like painting, tell me what is on your travel wish list. 

What kind of experiences or things do you find priceless? What is the best state or country you have ever visited? What places are on your travel wish list?

What I Love

I hope that everyone had a wonderful Thanksgiving and is ready for December to be here! Here are a few more things that I have been loving lately, in no particular order. 

Shampoo Bars. My favorite one is this one by Body and Earth, but I also like the Love Beauty and Planet two-in-one, and it smells fantastic. If you are new to these, you may sometimes miss the foaminess of your regular shampoo, but people, that is just a tactile add on and does not do anything to get your hair clean! I have found these great for traveling, as they do not count toward your one quart rule, plus you can also use them as soap, so technically they are three in one. Some of the 2-in-1s are better than others with the conditioning part of the bar, so you may need two different ones depending on your hair type. I have thin hair so I don't really use a lot of conditioner anyway, so these are perfect for me. 

Tuesday runs. I have been running in the city before going home after work on Tuesdays and it has been great. If I go home, it is a lot harder to get back out of the house so I decided to do this, even if it is just a couple of miles, as a way to keep myself motivated regarding exercise. I always feel better afterward, plus my route goes right by the water, so if I had a bad or unmotivating day at work, it is a great way to clear the mind and focus on the beauty of the day. 

Tuesday Run Day - Fort Mason

Bertha. Since my car got broken into in July, I have not driven to work once and the old bag (Bertha) has really held up well! It is only about two miles each way, but I haven't had any issues and just like the Tuesday runs, sometimes the ride back home at the end of the day is just what I need after being stuck in the office all day. I highly recommend getting a cheap or second hand bike and doing a few mile loop a couple of days a week if you can; the feeling of the wind in your hair really is priceless sometimes. 

This peeler. I know that a peeler seems like such a housewife thing to gush about, but this peeler is great! I am sure you have all had those moments where you wonder if the peeler you got is for left handed people, or if it was made for people without thumbs, because it is so much work to peel a potato or even a carrot with it. This peeler had a good handle, it peels without having to be manipulated and it has a sharp end to get rid of bruises or eyes if needed. It is the most I ever spent on a peeler, but (1) you get two so you can gift one of them and (b) it was totally worth it! 

The library. I know I have said this a million times but I would be lost without the library. I have had a card in pretty much every place I have lived in, including London and New Orleans, and have used it voraciously. Not only do they have books, but most libraries also give you free tickets to museums, but they have book clubs and Spanish classes and resume writing seminars. There are a plethora of things to use the library for and it is definitely something that I am happy to pay taxes for! 

How was your Thanksgiving? What are you loving lately? 

Let The Games Begin?

Last week was one of those weeks were I completely overbooked myself and this week is going to be more of the same. Last week every day I had something after work, culminating in a client meeting and dinner on Friday, of which I was very glad to see the back of, although it went well and we had a good time. Planning for work events with multiple personalities and likes/dislikes is not really my thing, although I always seem to be in charge of doing it, like it or not. Luckily everyone was happy in the end, but if I don't have to do that again for a long time, I will not be sad. On Saturday I went to a wine and music event with my friend E and we were talking about his Thanksgiving plans, which are going to be nothing social, and I was telling him how I completely understand why. Sometimes it just creeps up on you and you need to hide under a rock for a while. 

Fancy dinner

Wine & music with Les Claypool

Luckily although this week will be socially heavy, it will be fun and a bit more low key. I only have Thursday off of work, so will have to go back into the office on Friday, although I expect it to be slow, as the markets are not open all day. Then on Saturday, I will run the Quad Dispea, an annual trail race, for which I have not trained enough. It will be painful, but it is kind of the running community's "holiday" get together, where you will often see people that you may not have seen since last year's race, so it will be nice to catch up with them, or at least see them on the course. I am crossing my fingers that it doesn't rain, as there are some steep muddy and slippery rock sections that are much more fun when dry. 

The Dipsea trail is known for its 678 stairs

I am looking forward to Thanksgiving, which will probably just be a low key lunch/dinner, lots of games, some hikes and otherwise just catching up and drinking lots of coffee! I think we are looking at lows in the 40s and highs in the 60s, and no rain, which is a very welcome thing! Last weekend we had some thunderstorms which were good for the garden, but difficult when trying to dash from a car to a restaurant in high heeled shoes, which is what happened to me on Friday night. 

Quirkle, one of our favorite games

Besides the rain though, the weather has been pretty good and is still not getting too cold at night; our lowest low has been in the 40s still and the trees are still pretty and golden in most places. Of course, as I mentioned before, this still means that raking season is going strong, and likely will for some time yet. I have really been enjoying leaf peeping walks around the neighborhood lately though! 

Golden leaves

Fun neighborhood corner

After that, November will basically be over, and it will be the last month of the year! My Christmas cards are 99% done, so I will put the finishing touches on them and get them sent out at the end of the month. The other thing I always do in the last couple of months of the year is to get all of the pesky check ups done. I already went to the eye doctor, next up are the dentist (today actually) and all of the lady checks and then I am done until next year! I still have to do some more serious dentistry, but will wait until my new insurance starts in January, and will also do my normal wellness exam (blood panel for triglycerides, cholesterol etc.) in January once the calendar starts over again. 

What are your plans for Thanksgiving? Have you done all of your annual exams, dentist appointments, eye appointments etc. yet? What are your neighborhood walks like lately? 

Am I Wearing Pants? And Other Random Stories

Who remembers this meme? 

Leg Pants. 

I think the meme above was from when it was once again becoming more common to wear leggings out in public for no reason (see --> "are they yoga pants? are you doing yoga?") and it was not always appreciated! These days it is more accepted, but there is still the "leg pants" phenomena, where I wonder if a woman (or man I guess) knows that her pants are the exact same color as her legs. Sometimes I nearly have a heart attack as I pass or come up behind her, thinking she is walking around naked. People, perhaps get a shade a few shades darker or lighter than you? Or maybe you like seeing how many people you can get to do a double take. 

As a kind of related side note, the other morning I was getting off the train and a lady was getting on the opposite train and I saw that she was wearing leg pants that really hugged her butt tightly and were the perfect color for her complexion. She had a nice fur coat on top and had her hair done up really fancy. Then I realized at the last minute that she was NOT wearing pants, or underwear and that was actually her butt I had been seeing. Good morning to you too!

Mean Dad. 

Two weekends ago I went to A's soccer game. If you come to spectate, you must sit on the same side of the centerline that your kids are sitting on on the opposite side. We arrived a few seconds after the game had already started and so the only place to sit was basically just left of the centerline (by mere inches) meaning that we were sitting right next to the spectators from the other team. There was a girl on the opposite team who was playing on our side of the field and her Dad was sitting a couple of chairs down from us. He kept yelling at her, berating her, telling her all of the things that she wasn't doing etc. (these girls are around 13 by the way). The ironic thing was that he was pretty supportive of the other players, but very critical of his own daughter, who I thought was doing quite well. 

As Broski and I were sitting there, we chatted about this cool camera that was sitting right on the centerline, filming the game. We even Googled it to find out how much it cost and surmised that one of the parents must really be into sports. My friend K (A's Mom) arrived around halftime and after she arrived, the mean Dad walked away and went to sit further down the field. I was telling her how this Dad was being so mean to his daughter and she was really doing well and K told me that the last time they played this team, the parents got into a huge fight because the parents of the other team were all being rude, mean and unsportsmanlike (i.e. telling their daughters to "take them out!" and encouraging them to hurt the other girls and things like that). Anyway, the game ended, our team won in the last three minutes (boo yeah!) and as we were packing up to go, we noticed mean Dad packing up the camera. We kind of shook our heads at ourselves, imagining him sitting at home with his poor daughter, making her relive everything she had done wrong in the game. 

Later that week I was having dinner with K and the kids and she told me that she had received a video from a parent using that same camera for L's last game and as she had watched it, she had remembered how good the audio is on these cameras. They sit up off the field about 15 or 20 feet, but she could hear the parents chatting underneath the camera. I asked her what they do with these videos and she said that often the team will review them all together and they will talk about what needs to be improved. So basically, the team that A's team played is going to do the same thing. And if they do, they are going to get an earful about how I felt about mean Dad!! Oops. However, nothing I said was not true, AND they are also going to be able to hear him berating her, so perhaps he will take note. People, we are being watched and listened to no matter where we are! I guess the moral of the story is don't say anything that you wouldn't want a bunch of thirteen year old girls (and their mean Dads) hearing! 

Expiration dates. 

Last week Nicole touched on suggested expirations and I just want to say that I pretty much ignore most expiration dates. This may make me gross in some people's minds, but I am fairly sure that most of them are just a ploy to get you to buy more of their product. Now, I know that if they are old they can be less effective or not as tasty in the case of food, but I don't think I am going to die if I use a 2 year old mascara or eat an expired can of corn. I take them as a suggestion and if it is food, I definitely give it a good sniff before eating it. But I am going to use up that two year old bottle of Jergens and that Costco coconut oil even if it kills me. 

Having said that, in the past year, I have bought new tires for both my car and Bertha (the road bike) and they are fabulous! I have been using the same tires on Bertha for about 10 years and I was starting to have trouble stopping due to the lack of tread. I even splurged for the fancy brand, and man are they nice. Same thing goes with the car; I have replaced a tire here and there but finally decided to get four new ones at the same time and I feel like a new woman. I also do replace the little things that I can fix myself, like my car cabin air filter (did you know you were supposed to do that? I just learned about it a few years ago), wipers and the engine air filter regularly. 

Old girl, new tires

Fall. 

It is perpetual leaf raking season again. I think I have mentioned before that my seasons are based on the status of the maple tree in my front yard. September: clean the leaves out of the gutter season. October to December: leaf raking season. January to March: ankle breaking ball pick up season, also coincides with rainy season. April to June: spring break. July to August: removing branches from electrical wire season. I pretty much fill up the compost bin and/or the green trash bin with leaves each week and I still can't really keep up with all of the leaves on the ground. Usually at some point in December there is a huge wind and rain and it knocks many of the remaining leaves off the tree, but I would prefer that just happen early so I can rake them all and be done with it. It is supposed to rain this week so maybe this will be the week it happens? I doubt it, as the tree still has about 87% of its leaves left right now but one can hope. 

Gutter cleaning season

How was your weekend? Do parents use fancy cameras to film stuff at your kid's sports events? Do you follow the suggested expiration dates on your products and/or foods? 

10 Things To Do In San Francisco

I know many of you have probably already been to San Francisco, and have done the usual touristy things (Fisherman's Wharf, Ghirardelli Square, Golden Gate...etc.) but thought it would be fun to provide you with a few of the lesser known things to do on your next trip that are a bit less touristy! Or, if you have never been, perhaps you can do a bit of both. This is obviously not an all encompassing list, but just a small slice of the many fun things to do! Everything on this list can be reached by public transportation or on foot, or there are many public bikes and scooters if your feet need a break (link to below map here). 

                   

1) Twin Peaks / Sutro Tower: My family has always called the tower Godzilla, and I am not sure why because I Googled it and can only find reference to it being called the Space Claw... It is kind of a monstrosity either way, and was built in 1973 (it recently had its 50th birthday) to help improve the television signal in the city. However, the real reason to go up there is the fun drive (or hike if you are feeling athletic; it is only a couple of miles depending on where you start) up and down and the great view you get from the top! 

View of downtown from Twin Peaks

(2) Golden Gate Park: This is a lot of ground to cover, but a favorite loop of mine is to go and ogle the bison in their paddock (2a), walk past the Dutch windmills and tulips (2b) (in bloom in February) and then end up at Ocean Beach (2c), where you can watch the (kind of scary) waves of the Pacific beat on the shore. If you like walking a lot, you can keep going and head over to the Cliff House (2d), an icon of the city, and the Sutro Baths (2e), where people used to bathe with a view of the ocean! For these places basically being in the middle of the city, they can all be surprisingly quiet. Tip from a local: bring a jacket, no matter what month it is. It gets chilly on that side of the city! 

Dutch windmills & tulips

(3) Land's End: If you keep walking after the Sutro Baths, you will get to Lands End, a dirt walking trail along the coast, which has some good views of the ocean and the Marin Headlands to the north. Also, this is right near the Legion of Honor (3a), which is worth a look-see (and if you don't want to walk so much, you can split the park and these two places into two groups). 

(4) Irving Street: Since we are already down near the park, we may as well go to Irving Street for something to eat! There is pretty much anything you could want between 19th St. and 24th St., but some of my favorite things to get are either pho, dim sum or Thai food (Marnee Thai  (4a) is a must and if you go, you have to try the kanom krok - even if you don't see it on the menu, ask for it). You also can't go wrong if you just wander, or stop when you are hungry (after your GG park walk you will be!) This guy has a fun map with restaurant names and notes. Oh, and if you feel like straying a bit for a good pizza or bread, check out Arizmendi Bakery (4b) on 9th and Irving. 

(5) Chinatown: Pick up some dim sum to-go from Delicious Dim Sum (5a) and sit in Portsmouth Square (5b) where you will have a view of the Transamerica tower, and watch the locals play their daily board games. They really get into it and it is fun to watch the competitions arise! Plus the area is just so vibrant; it is a great place to people watch. 

Delicious dim sum!

After that, if you feel like being a tourist, you can walk down Grant Street, or if you want to see how the locals shop, take a stroll down Stockton Street (5c). Local tip: You can get great prices on fruit and vegetables here. If you want to buy anything from the shops, there are not really proper lines. Just walk in, put your item on the scale next to the register and get your dollars out quick. It is a dog eat dog world out there and you need to be quick to win your right to pay for your goods! Also, I have never paid with a card, so I can't confirm whether they take them, but I would have cash on hand just in case. 

(6) Filbert Steps: These go from Sansome Street up to Coit Tower, so they are a little touristy, but it is also  fun to go up or down them. It is a stairway within a neighborhood and it is fun to check out everyone's gardens and at the same time you get a glimpse of the Bay Bridge and the San Francisco bay. If you feel like doing a loop, I like to go up (or down) Vallejo Street (6a) which is also steep but provides a nice view. If you like hidden staircases like I do, San Francisco has over 600 public stairways (map here) for you to explore; here is an article about 11 of them to get you started. 

(7) The Murals in the Mission: Head down to Clarion Alley (7a) and scope out the cool murals, and afterward, go and get a burrito. There are so many places to choose from, and you can't go wrong with most of them, but I often end up at either El Farolito (7b) on Mission & 24th or El Toro Taqueria (7c). And don't forget to eat the burrito properly, which I describe in this post. You can also find more mural locations in this article. 

(8) Crissy Field/Fort Point: If you feel like taking a nice walk along the water, you can go from Crissy Field down to Hopper's Hands (Fort Point) (8a), which is about 1.5 miles each way. If this is too much, there are options: you can park in the Warming hut lot (8b), which makes the walk only about half a mile, or you can drive all the way to Fort Point if the gate is open. Either way, it is a great way to get outside and get some fresh air, plus you have the added bonus of a view of the Golden Gate Bridge, Alcatraz, the water, the Marin Headlands and the city! Basically you can't go wrong. Don't forget to touch Hopper's Hands for good luck when you get to Fort Point! 

Fort Point

View from Crissy Field

(9) Fort Mason: You can go and watch the sea lions at Fisherman's wharf, or you can go to Fort Mason instead and watch them at the marina, swimming around and sunning themselves on the docks. Also, if you are looking for love, supposedly the Safeway (9a) across the street is frequently listed as one of the city's best pick-up spots and is affectionately known as the "Dateway." 

Fort Mason / Marina

(10) Biking the Embarcadero: Most people talk about San Francisco's hills and how scary they are when running or biking, but despite the rumors, there are a lot of flat options! The simplest one is to bike along the Embarcadero where you will have to climb a small hill to get to Fort Mason, but after that, you will go back down towards the Marina and Crissy Field where it is flat again. Of course, you can make this a multi-mile trip pretty easily: the Mission is also flat, Ocean Beach/Great Highway are gorgeous, you can even bike to Sausalito (and beyond)! Really the city is your oyster. 

Bay Bridge / Embarcadero

Well there you have it folks, a handful of fun things to pick from next time you are in San Francisco! Of course feel free to ask questions if you need more information! 

Have you ever been to San Francisco? Have you been to any of the places/done any of the things on this list? If not, what is your "local tip" for your neck of the woods? 

Currently

Happy almost November, Dia De Los Muertos and Halloween! 

Sal's Tacos in West Sacramento

Reading: All Together Now by Mike Carter, which is a book about a man who decides to walk from Liverpool to London in honor of the 1981 People's March For Jobs which his Dad participated in. The original march was a protest to the Thacher government and the high unemployment it brought. I am learning a lot about the little towns in England as well as some of the politics. 

Loving: Collagen (I use this one). I put some in my coffee every morning and my fingernails grow so fast! I can't say that I have noticed other changes, but maybe the lack of certain changes is enough for me! 

Thinking: About traveling. I took the Amtrak on Friday to go to my parent's house and it was so fun. I mentioned it to my coworker and he started looking into longer trips and the conversation made me want to book a train vacation! 

Frustrated: With people who play their music out loud in public places or trails etc. This happened a few times this weekend. One was on the Amtrak when the guy next to me put his music on out loud on his phone. The other times were on a bike path and the street. I just find that rude and am not sure why they don't feel the need to use headphones (the same applies for out loud phone calls). 

Feeling: Unmotivated to start working on my Christmas cards. I know once I get started and get in a groove it will be fine, but getting started is evading me. 

Anticipating: This weekend when I will be auntie to A. I will take her to her soccer game on Saturday but before that we will also do some fun things like watch an old movie (maybe Spaceballs, which she has not seen), bake some things and play games. 

Watching: Anne With An E on Netflix. It is very cute and is bringing back memories of the books, which I have not read in ages. In fact, it is making me want to go back and read them again! 

Working: NOT on my Christmas card! 

Grateful: That my family is all happy and healthy and that everyone can still do (and wants to do) our annual Thanksgiving hike before dinner. 

Listening: To the audiobook The Perfect Marriage as well as the Adventure Sports Podcast. 

Wishing: There were more summer weekends still, so I could go out for one last Sierra backpacking trip! 

What are you listening to? What are you anticipating? Have you started your holiday cards yet? 

My Last To Do List: In Case of Emergencies

As I mentioned in my 2022 recap post, one of the things I completed last year was what I call my last to do list.  Actually it is more of a file with a bunch of documents and a to do list in it, so let's just call it the In Case Of Emergencies (ICOE) file. If you have not read my first post of this series about trust and estate planning, you can read it here. 

This is basically a file that you can tell your emergency contact the location of so if something happens to you, they can go and get it and have a one stop shop of where things are and what they may need to handle for you. This is something that my grandmother had and after she passed away, it was so easy to arrange her affairs, since she had already done most of the work for us. After that, I decided to hone and combine a couple of the lists that I already keep for myself and update my file so that my loved ones would have a roadmap for me. Obviously this changes over time, so I have put it on my yearly purge and organize task list as something I revisit and update once a year. 

Important Docs: I basically have a big thick plastic ziplock bag (like this one) that I keep all of my grab and go important documents in. This includes the lists I will reference below, but it also has things like my trust documents, birth certificate, passport, deed to my house, title for the car etc. I also keep a paper copy of each of my bills so that the account number and phone number to contact are handy. Obviously this could be found online but I like to take the "belt and suspenders" approach. 

Vaccinations! (this can be uploaded online now too)

Other Important Items: This is also not on a list, but I keep any old memory cards or external hard drives with photos etc. in the same bag. I know most things are in the cloud now, but I have a lot of older photos that I have not put in the cloud so those are kept on hard drives for the time being. 

List of bills: This is a printout of an Excel spreadsheet of what bills I have, how they are paid, when they are due, and how much they normally are. Most of my bills are on autopay, so I have also noted whether it comes from my bank account (like the mortgage) or the credit card that I use for autopay. I only use one credit card for anything I have autopay on and use a different card for any online purchases and a third card for brick and mortar purchases. This way if the card that I carry around with me gets lost or stolen, I do not have to go back and update all of my online and/or autopay details. I also have this list saved in a Google drive folder that I share with my emergency contact so that it can be accessed online as well. 

List of bank accounts, retirement accounts etc.: This is also an Excel spreadsheet; I do not put account numbers on this, but it is a list of where the account is, what type it is, and who is the beneficiary. This includes my loan for my mortgage. 

List of properties: the deed or deeds should be in the file anyway, but it could also help to keep a list of the address(es) of any properties in the file too. I have also noted who my mortgage is with and approximately how much I have left on my loan (to be updated once per year). 

List of email address and passwords: this is also up to you and can be stored electronically and shared instead. You can also get a password vault app that can be shared. However, my list is not long; it only includes sites that I think people would want to have access to, such as my Google account, which is where all of my photos and such are. Also this can be retrieved in some cases after your death, although I did read that the Apple iCloud data is not transferrable. To be safe, I would share your login with someone if the information is important! 

Where is this file? Most importantly, tell someone where this file is and how to access it if it is in a safe or somewhere locked. 

Just a side note, as I have mentioned in the past, this file is also the very same one that I would grab if there were a fire heading my way, and because of this, it also has cash in it. I also have a box of photos (hard copies) and a go bag with a change of clothes and some food as part of my emergency prep kit, but if the fire were coming fast, I would just grab the ICOE file and skedaddle. So it satisfies two different purposes. 

Do you have a ICOE file or a Go Bag? Is there anything that I do not have on my list that you have on yours? 

A Scale of Loose to Clenched

A few months ago, my car got broken into. Unbeknownst to me, there was a viral TikTok video about how to hotwire my particular brand of car, which caused a rash of break-ins across the US. I do not watch TikTok, nor would I have watched a "how to hotwire a car in 5 seconds" video, nor did my car dealer send me anything warning me that this was an issue, so I was caught very unaware when it happened. I won't get into all of the details; the short story is that it was inconvenient and expensive and I was without a car for about 10 days. However, the good news is that four of those days were weekends and I had group trips planned so I did not need the car then. 

For the other days, I went back to my pre-pandemic method of biking to the train station! I used to do this every day but when the pandemic hit, first I drove to work and then when I started taking public transit again, there was no early train from my station so I had to drive to a further one to get to work, and then there were earlier trains but I was out of the habit. So the vandalism was a blessing in disguise and since then, I have ridden my bike to work about 99% of the time that I have gone into the office! This increases my weekly riding by about 12 -15 miles per week. 

Marina Green, San Francisco

This also spurred me to ride sometimes on the weekends, or do a longer loop after work on my way home. However, riding in a city is sometimes more of an adventure than you bargain for and there are some things that cause my butt cheeks to clench a little bit and I thought I would share with you my clench scale. Think of it like a normal scale of 1 - 5, with one being loose and comfortable and five being clenched and tense. Here are a few examples. 

1 - Loose and comfortable. Riding along on a nice bike path, or very smooth street, road or trail with no cars, the weather is good, the birds are singing and everyone is in the lane they are supposed to be in, going the direction they are supposed to be going, calling out etc. 

2 - Small pucker. Bike path or lane where cars are using their turn signals and giving me at least three feet of room, if not more. But there are groups of people taking up the whole path, or that have dogs with a leash that covers the entire space or with kids that are unsure of which way they are walking, so I have to take it slow and be careful. Or getting to a four way stop where everyone is stopped, but now that I am there, even though they were first, they wait and then they wave at me to go first and my armpits start to sweat from the pressure of having to get going from a stop in front of everyone, even though I am the slowest vehicle, and I grunt my way across, hoping that nobody gets impatient and just decides to gun it through the intersection. 

3. - Sweaty and tight. Google tells me to turn left at the next intersection when I am on a five lane street in the far right lane and it is rush hour. I contemplate veering left across four lanes to get to the far left lane but when I look up ahead you realize that the left lane takes me onto the freeway. I do not get into the left lane; instead I drop an F bomb at Google and go find the grocery store to buy ice cream. 

4 - You could bounce a quarter off of it. Dude comes from the left turning lane, across three lanes to turn right on a green light with no blinker or any warning, as I am attempting to go straight at said green light. I literally stop myself by putting my hand on his jeep as I nearly careen into him. He does not stop or give one of those "I'm so sorry, I did not see you" hand waves. Luckily I was just getting going on the green, so I was not going too fast yet. After this I ride through a tunnel on a street that Google told me to take, and there is not only no shoulder, but this is also the main thoroughfare for the semi trucks going to unload in the Oakland shipping yards, so I am passed by several of them while I am in the tunnel. I put all my energy into pedaling through as fast as possible and hoping that my little red blinking light is bright and these semi drivers are patient and awake. 

5 - Clenched and tense. Dude opens his car door without looking first, almost sending me ass over teakettle in the middle of a busy pothole laden street with no bike lane, causing me to swerve into traffic. Then I narrowly miss getting hit by a bus that is pulling over to pick up passengers. The bus clearly did not see me, nor did they use their blinker so I would know they were getting over. I get ahead of the bus and 30 seconds later they are passing me again, and I feel the wind from their bulk as they speed by, about six inches from my left elbow. Add pouring rain to this and I may need to make an appointment with a proctologist. 

So yes, some days are kind of fun and others can be a litany of near misses, sweaty armpits and holy-crap-what-did-I-just-dos. Yesterday I saw three cars run red lights on my two mile commute home. These were not turning from yellow to red lights; they were fully red and the people just decided to ignore the rules. Having said that, I just learned that the following states have a law called the "stop as yield" law, which means that bikes do NOT have to stop at the stop signs, but can instead yield (it seems many Oakland car drivers follow this premise too), and in some cases, can even treat red lights as stop signs, and can go when it's safe/clear. FYI, as you can see, California is not one of them. I do wonder how well these states do with educating car drivers of these rules. I also wish that I knew this before I rode across Washington! 

So...next time I tell you that today was a five, you will know exactly what I mean! 

Have you ever ridden a bike in an urban area? Do you have any pucker stories? Do you live in a stop as yield state and if so, did you know about this rule? Do people follow traffic rules where you are from? 

The Joke Is On Me: ATM Cards

Last time I was an idiot, it was travelers checks that almost did me in. As I grew up and got smarter and more with the times, I stopped carrying traveler's checks and almost exclusively used my ATM card. A lot of countries take credit cards now, but there are still some countries where having cash is a necessary thing and sometime the rate is better through the ATM (unless you get charged ATM fees, but we can talk about how to avoid that in a different post). So I always take an ATM card and a credit card with me when I travel, no matter where I am going. 

Gratuitous Slovenian mountain scene. 

Last year I went to Slovenia. The plan was that I was going to be in a city probably four or five of the fourteen days and would be hiking a point to point hike for the other ten days. This meant that I would not be able to leave things somewhere to pick up; I would have to carry everything I needed for the entire fourteen days on my back. Needless to say, I wanted to pack light. So I carried a lot of items that I could use for both trail and city and I pared down a lot of things, like my toiletries and my wallet, so that I would not be carrying extra stuff. I got rid of my work badge, my extra credit card, my AAA card. I brought bar shampoo. I brought my multi adapter charging station. I was ready and I was excited and I took my pack to work the day before so I could ride my bike to work the next day without the huge pack on my back. I was prepared! 

Then I left the office, got on the BART to the airport, and realized that in paring down my wallet, I had taken out my ATM card. I had only wanted to carry one credit card and I do not think I screwed my head on all the way when I visualized what this meant. I always use a list but this time it was a bit of a hybrid backpacking/city exploring and I did not think about both of them fully. 

You may think that I was headed to Europe, which is not a third world country; why would I even need cash? Well, mon ami, I was going to be backpacking in the remote Alps and there are huts where you can sleep but in my prior experience those huts only took cash. Many of them had no online reservation system, so I could not even reserve them in advance with my credit card. You may think that I could just get out cash with my credit card. That would be true if I knew my pin, which I don't because I have never ever used my credit card to get cash. 

So I sat on the BART as it hurtled towards SFO, wondering how I was going to solve this issue. I did not have time to go home and get the card; I had my emergency $20 with me, but that would not get me far. I knew there were solutions, but what would be the best one, given I was going to be on a plane for twelve hours and then out of the country soon!? I noodled for a minute while sweating slightly due to my own stupidity. 

The solution ended up being the following: luckily (or stupidly, you choose) I had taken a photo of my ATM card, which I kept in a travel folder on the cloud. I would like to say that it was a protected folder, but it wasn't. However, I did use this photo to get the number off of the card, which I then typed into Google wallet. Then, when I got to the airport, I used the tap to pay from Google wallet to get money out of the ATM! Can you believe the technology today? Sometimes when I am wishing that we did not spend so much time on our phones, I think of hacks like this and am so glad that our phones are so dang handy. 

But wait, the story is not to the happily ever after stage yet! I arrived in Amsterdam and went straight to the money exchange counter. A slight side note, I like to cram as much as I can into my vacations, so had booked a flight to Vienna with a layover in Amsterdam. Once arriving in Vienna, I would need to get on the first train out to get to my destination. However, my flight into Vienna was kind of late at night and if I missed the first train, I only had one other option, so I probably would not have time to get money out there. I love to live on the edge, people. 

I work in finance so I know what the exchange rates are and let me tell you, the kiosk at the airport in Amsterdam was NOT a good rate. Of course, what options did I have, given I would be basically going straight up into the mountains as soon as I got to Slovenia. So I got completely ripped off and my dollars barely got me enough to pay for my estimated cost for ten nights at a hut in the mountains. So I knew I was going to have to be frugal. 

Fast forward to day ten of my fourteen day vacation and you will find me at the end of my hike, ensconced in a small guesthouse in the hills near lake Bohinj, one that I booked using Booking.com. Little did I realize, since I booked it from the one spot that had cell service on my way down the mountain, that I did NOT read the fine print and this place...you guessed it...only took cash! Luckily, some of the mountain huts had taken credit cards and I had taken advantage of that to use my card instead, just in case I needed the cash later. However, I had used most of my cash and I literally had to pay the last lady with all of my pocket change, leaving me with about 2 euros to my name. I hoped that when I was in Lublijana I would not need ANY cash or I would be screwed! 

Literally the last of my cash!

Luckily I did not need cash, but this experience made me realize that we have become way too dependent on our phones, upon being able to get things easily at any time and to having the convenience of tap to pay pretty much everywhere in the US (even the street vendors sometimes have a credit card pay option!) As I may have mentioned, my trail name is Prepper because I am generally overprepared, but even I have my moments. So, bottom line is, make a list and always have an emergency stash of cash!! 

Do you use cash when you travel? If so, what is your procedure for getting it? If not, have you ever run into any issues due to not having cash? 

Looking Back: Purging Progress Report Q3

And just like that, the third quarter of the year has come to a close! As you know, earlier this year I talked about doing some purging and it's already time for the accountability check in again! My three areas I wanted to work on for the months of July, August and September were bedroom/shoes, kitchen/dishes and living room/hall/spare room. 

Bedroom/Shoes: As you know from my story about my unsuccessful side hustle, I have tried to sell some of my more expensive shoes online and have had only okay luck. However, I sent a batch of them to ThredUp and had some success! For four pairs of shoes, I made $80.00! Yay. 

How am I doing? Since I am trying to sell some, many of them are still in my house, so there is a large pile of shoes that I will get rid of one way or the other. I am going to call this a win. I am not in any danger of going back through them and them making their way back into my closet, believe me. I am now down to a couple of pairs of running shoes, a couple of sandals, a couple of boots and a couple of fancy dress shoes. I will probably cull it even more, but you know how it is; when you find a nice pair of knee length black boots that fits you well, you sometimes just have to keep them! 

What is next? I am going to still try to sell some more online; if those don't sell by the end of the year, they will either go to ThredUp or to Salvation Army. My goal is to have them all out of my house by the end of this year. 

Kitchen/Dishes: Two things I had too many of...vessels to drink from and baking dishes! 

How am I doing? I went through my glasses, mugs and water bottles and pared it down to only about four of each. I think I was keeping some just in case I had a party or a bunch of people over or something, but if and when that does end up happening, people can drink wine from a coffee cup; I do not need to have a full set of 12 wine glasses just taking up space. The baking dishes were a similar story; will I ever need to make 48 muffins at once? Will that even fit in my oven at the same time? The answer to both of those questions is likely no, so I got rid of my old muffin tins and baking sheets, several casserole dishes and a few bread pans. I also culled my plates, bowls and serving dishes. How many things do we keep for "just in case" but we never use? For me, it was a lot. 

I feel like Old Mother Hubbard.

Don't worry; I have two more coffee cups but they are in use.

What is next? I would also like to simplify my cleaning products (these live under the kitchen sink). I bought a gallon of Simple Green when I first moved in almost 9 years ago and it is still probably half full. I bought bleach at Costco (sucker!!) and it is a three pack and I have a LOT of dish soap (and vinegar and hand soap and Windex and Bronners etc.) I would really like to pare these down to just a few items under the sink if possible. 

Living Room/Hall/Spare Room: I don't have a lot in the living room or hall, but my goal was to clear out any shelves or drawers in these rooms. For my spare room, that is where I keep my linens, so I wanted to also clear out that dresser. 

How am I doing? I feel pretty good about this. In the living room, I have a catch all by the door which his supposed to only be for my purse and whatever leaves each day with me, but it tends to gather items. I cleared this out, as well as my coffee table drawer and the shelves near my living room fireplace. In the hall, I went through the linen closet, which also houses extra cleaning supplies and toiletries, hair stuff, jewelry and travel items. I gave a bunch of the jewelry to my friend's daughter and it is so cute because she actually wears the earrings a lot! I took inventory of my cleaning products and toiletries (shampoo, lotion etc.) and my goal is to NOT buy any more until they are completely used up. For the spare room, I got rid of all but one extra set of sheets and blankets.

Don't judge - Bertha lives in my living room.

What is next? I am currently still in the middle of cleaning out the spare room closet, which is a jumble of my work clothes, bags, stuff to go to the thrift store/sell online/send to ThredUp/give away, old electronics (these will also go to the thrift store), did I say bags (so many bags! bags full of bags!), my vacuum, etc. As I mentioned above, I would like to have all of my thrift/sell items out of there by the end of the year, so this will be much improved by then! 

My last three months will be the reading nook, health check ups and plants...and then the year will be over (again)! I would say that three quarters of the way in, I am feeling very good about what I have done so far and after doing it this way for years, I also really think that a monthly purge is so much less daunting than a once a year one! 

Do you have a go-to all in one cleaning product? How often do you do a home purge? What kitchen item do you have multiples of but you rarely use more than one or two? 

Looking Back: Books

Now that the third quarter is drawing to a close, I thought I would do a quick review on some of my favorite books for the quarter! In the third quarter I read a lot since I did a lot of hiking and bikepacking and driving. However, because of this, most of them were audiobooks. I also DNFed a lot of books, maybe because they were (mostly) audiobooks, and I don't always get hooked at the beginning and I tend to then lose focus and so I end up just giving it up. 

A Tree Grows in Brooklyn by Betty Smith. As most of you know, we reread this book as part of Engie's book club, and it was great to not only read it again, but do to so with a group of people who had so many different views. I had a great time getting into the details and discussions of this book and it was just as good this time as it was when I first read it when I was a child. (5/5)

Good For a Girl: A Woman Running in a Man's World by Lauren Fleishman. To be honest, I did not know much about Lauren except that she was behind Picky Bars, but I really enjoyed this inside peek into the world of elite running. Lauren not only talks about the difficulty of being a woman in a mostly male sport (or at least one where the males are more prized), but she also gets into some of the eating disorders that the young runners had and it was very eye opening. I also read The Longest Race by Kara Goucher recently and was appalled at some of the things that were done to some of the elite running women.  (5/5)

I Feel Bad About My Neck, And Other Thoughts on Being a Woman by Nora Ephron. This book was recommended by Nicole and Elisabeth (<---new blog link here!) and it did not disappoint! Thanks ladies! Ephron talks a little about her past in a very funny way, but a lot of what drew me to this book is that it is a very real glimpse into the things we (women) experience as we get older. She talks about menopause and how she feels about her purse, how she depends on coconut oil, and the conversations with her sister about combatting hair thinning. I know that some of these things are on deck for me and I appreciate being able to giggle about them rather than dread them! (4.5/5)

The Likeness by Tana French. I am trying to read and give away books on my bookshelf (as always) and this was one of them. Some of them are pretty crap (random thrift store buys or Little Free Library finds or free on the street finds - I can't resist) but this one was good. French writes detective novels and this is #2 of the Dublin Murder Squad series. I thought I had read another book by her and liked it, but I don't see proof of that on Goodreads, so it appears that I did not read #1 of the series, but this did not make me like the book any less! (4/5)

I Have Some Questions For You by Rebecca Makaii. I went into this book highly doubtful, as I DNFed her other book The Great Believers. However, I really enjoyed this one. I would call it a cold case type of book, which I do think is right up my alley, so maybe that is why this one drew me in when the other didn't. Basically it is about a grown woman who goes back to her alma matter to teach a course and ends up getting tangled up in trying to solve a murder case that happened when she was at school there. It is similar to the show Serial, where they convicted one person but are now going back to review the details to see if perhaps the person they blamed is innocent. (4/5)

The Patron Saint of Liars by Ann Patchett. My favorite Patchett books are her essays: This is The Story of a Happy Marriage and These Precious Days. Similar to Ephron, she talks frankly but humorously about her life and how she got to where she is now. However, her fiction is sometimes not bad too! I do find her a bit hit and miss; I liked State of Wonder and The Dutch House but did not love the Magicians Assistant or Run. The Patron Saint of Liars is about a woman who goes to a home for unwed mothers with the plans to give up her baby, but after living there for a while starts to think of things differently. (4/5)

The Good Sister by Sally Hepworth. Oh man, this one will make you cringe! It is about a woman who I would say is on the spectrum, Fern and her sister Rose, who is not. Fern's sister has been taking care of her for years due to having a difficult mother growing up. Fern is happy doing her daily routine, working out, working at the library etc. When Rose is having trouble getting pregnant, Fern decides to help her by getting pregnant for her. Things do not go as planned and we learn that a relationship between sisters is not always what it seems on the surface. (4.5/5)

Stealing by Margaret Verble. This book was highly praised by Lisa, and it was a good one! It is about a Cherokee girl growing up in the 50s (?) in the Louisiana bayou. Things were difficult for Native Americans then (even more so than now) and she was taken away from her family and sent to live in a Christian boarding school, where things were not better than they would have been had she stayed with her family. It is disturbing and it will make you mad. One thing I did not like about this book was the abrupt ending. I wanted a resolution or a solution, and I did not get it. For that, I am docking .5 stars. (4.5/5)

The Many Lives of Mama Love by Lara Love Hardin. This one is all about sex, drugs and rock and roll. Okay, maybe more like drugs, jail and redemption. I am not going to lie; I had no idea who this woman is, but she was the ghostwriter for Desmond Tutu's book and The Sun Always Shines, which I enjoyed. The first chapter had me railing against her, as she dragged her three year old from place to place in an effort to score drugs. I wanted to slap her! Then she gets arrested, and chronicles life in jail, which I do find fascinating. When she finally gets out, it is a struggle to manage life, try to find a job, not break parole, find housing, and stay clean. She finally does all of this, becomes a successful writer and even gets to meet Oprah and the Dali Lama in the end! So yes, it is a feelgood "rags to riches" kind of story, but I enjoyed hearing the ins and outs and some of the struggles that people face in a world that I am not part of. (recommended by Beckett - thanks!) (5/5)

DNFed books -- China Rich Girl by Kevin Kwan (paper), The Passenger by Cormac McCarthy (audio), The Boys From Biloxi by John Grisham (audio), The Beautiful Struggle by Ta-Nehisi Coates (paper). 

What were your favorite books of the third quarter? What books have you DNFed lately? 

Rants About Trees & Neighbors

Last Saturday was an important day; it was the first day of fall, it was free entry day to the national parks in the US and it marked the point where we have 100 days left of this year. Woohoo! We don't really see a huge change in the weather here due to the change in seasons, although this week we are supposed to get rain (and possible snow in the Sierra) for the first time in a while. I have a maple tree in my front yard and while beautiful in the fall, it has a lot of leaves and all of those leaves need to be raked. It also has a lot of seeds and they are those little round spiky balls shaped ones and they can really hurt you if you step on them, due to both their spikiness and the possibility of rolling an ankle. My neighbor calls them ankle breakers. 

It's a constant battle!

Speaking of neighbors, she hates the tree and would probably be happy if I chopped the entire thing down, but I am not going to do that. In my area, there are rules for who is responsible for what when it comes t trees. This is something I learned the semi-hard way, as I have had tree issues with the neighbors on all three sides. The one on the side of the maple had branches touching her power lines. Technically if the branch is over the property line, the neighbor can cut the branch as long as it does not harm the tree (i.e. cutting an entire side of the tree off). However, as a good tree owner, I not only paid for the work to be done but had to coordinate with PG&E to have the power shut off and the lines taken down for the day while the arborist cut the tree. 

On the back of my house, I have a huge incense cedar, which has needles. The neighbor in the back came over and complained to me that "the leaves were dropping on his property" and he would like me to cut off the entire side that hangs over his property so he did not have to clean up the leaves. He also said that he was afraid that a branch was going to fall on a car parked under the tree. In this case, I had the arborist trim any dead looking or dangerous or extra long branches off and do maintenance for the health of the tree, but I was not about to lop off one entire side of the tree. 

The rules are that the person with the trunk on their property is responsible for regular maintenance of the tree. It should be trimmed in order to get rid of any dead, dangerous or dying limbs to keep it safe, but if a hurricane or natural event comes and knocks off a healthy branch and it damages the neighbor's property, technically they should have their insurance pay for it. If there is a branch hanging over their property and they want to trim it, technically they can; like I said, as long as it does not damage the health of the tree, it is allowed. They do not even need to ask for permission, although as a good neighbor I think that it is only polite. 

The guy in the back did not like that I did not lop off the entire tree, so when I asked him politely a couple of years later to stop leaning heavy things on our shared fence because it was starting to buckle under the weight, he gave me a "I will remove the items if you chop off the tree" retort. Sigh! Not to make this rant too long, but technically the fence is shared and if it needs to be fixed, we should share the cost. Now, if the one neighbor is a pain, you would have to go to court to request payment for half, which of course nobody wants to do, so you may just be SOL. 

The neighbor on the third side asked if he could trim a bit of the tree (the incense cedar) since it was hanging over his garage a little and I said sure and he cut off that entire side of the tree, which was much more than a "trim." In this case, I was not happy, he did not do what he said he was going to do, but the action had been taken and there was nothing I could do really at that point, so I opted to do nothing. Who knew that a simple things such as trees could cause so many discussions, issues and conflicts in the hood!? 

Enjoy the new season! Good luck with the raking! 

Have you ever had a conflict with a neighbor and if so, what did you do about it? What are the rules about shared trees and fences in your neighborhood? Is the weather changing where you are?