Showing posts with label Recap. Show all posts
Showing posts with label Recap. Show all posts

3.25.2024

Looking Back: Books

As I mentioned last week, I have been struggling a little bit to concentrate on books lately. However, I am happy to report two things. First of all, per Engie's recommendation, I started reading A Wizard's Guide to Defensive Baking. I am about two thirds of the way through it and so far, it is just what I needed! It is light and fun and easy and there are gingerbread men who come to life. I will report back when I am done, but I think the reading funk has been banished! 

Secondly, just because I have not had a lot of luck in March does not mean that the last quarter was all bad. Here are several books that I read during the first quarter of this year that I did enjoy! 


The Secret Book of Flora Lee by Patti Callahan Henry: In 1939 Hazel and her younger sister Flora are sent out of London to the country to live to escape the bombs. One day, while playing near the river, Flora vanishes and Hazel blames herself for her sister's death. Years later, Hazel is working at a publisher when she reads a manuscript of a story that only her and her sister would know. This makes her believe that maybe her sister is still alive after all. I enjoyed the story itself and the author's writing style, and was even surprised from time to time as the story progressed. 

None of This is True by Lisa Jewell: Unassuming Josie bumps into famous podcaster Alix in the bathroom of a local restaurant at their separate birthday celebrations. After that Alix runs into Josie several more times and eventually even agrees to interview Josie for her podcast. Of course Josie ends up being different than expected, and there are many twists and turns along the way before we find out what is really going on. This is another typical Jewell novel, but I mean that in a good way. Some of hers have been a little less exciting than others, but this one did not disappoint. 

The Paris Daughter by Kristin Harmel: This is the story of two friends during WWII. When Elise becomes a target of the Nazis, she entrusts her daughter with her friend Juliette to care for until it is safe to send for her. When the war is finally over, she returns home to find Juliette's house reduced to rubble, Juliette nowhere to be found and no knowledge of what transpired during her daughter's final moments. She searches for years to find Juliette in order to get answers about her daughter so that she can have some closure in her life at last. 

Mr. Mercedes by Stephen King: This is not your typical King horror novel; it is a thriller about murder and an ex-detective named Hodges who tries to solve the mystery of the killer and of course there are some twists and turns along the way. I was pleasantly surprised, as I was not sure what to expect after years of not reading a King novel (but I did read most or all of them back in the 90s!). 

Evil Eye by Etaf Rum: The tale of the expectations placed on Palestinian-American women, this is the story of Yara. She married the right guy, moved to the suburbs, had children and is doing everything right, as her culture expects. However, after her husband forbids her to go as a chaperone to a school trip, she begins to wonder if she really is happy, and if she is not, how she can be happier but not rock the boat with  her family. This seems impossible and is an interesting look into the struggles that some woman face even still.

The People We Keep by Allison Larkin: April leaves home early after a fight with her Dad and goes off to make her own way in the world. She moves from city to city trying to find her place in the world, and meets a lot of interesting people along the way. This is more of a character driven novel, which I am not always a big fan of, but I did find some of her trials and tribulations interesting and felt engaged with her throughout the story. 

Kill Show by Daniel Sweren-Becker: This one got accolades from many of you, and I jumped on the bandwagon a little late, but I am glad that I jumped, as it did not disappoint! It is a story of a girl who goes missing and her family's struggles to find her. To do this, they agree to make a reality show about her disappearance in real time. The best part was that it was done in an interview style format, which really kept me engaged the entire time. It has an essence of Gone Girl, in that it keeps you guessing and tickles you a bit at the end. 

What was your favorite book over the last three months? Have you read any of the above and/or did you enjoy them? What is your favorite genre? 

1.08.2024

Looking Back: 2023 Money Pie

Who is ready for a slice of money pie? As you may know, I always do a debrief with myself at the end of each year to see where all my money has gone! I also do a quarterly net worth statement just to get a read on where things are, but I will not be posting that here! :) 

In 2023, I am happy to say that I decreased my overall spending from 2022 by about 12% and came in below my yearly (8 year) average by about 9%. The main drivers of this decrease were the travel and home categories, which I will talk more about below. 


Here are the categories in the order of largest percentage to smallest. 

Home: 63.2%. Interestingly, last year my home category was 63.7% of my overall spending and in 2021 it was 64.1%, so I guess no matter how you slice it, the home category continues to be almost two thirds of my spending! This category includes mortgage, utilities, taxes and insurance, as well as other misc. items, such as home improvement, maintenance and furnishings. 80% of this number is mortgage and property tax.  You may remember that I mentioned last year about how I was paying a little extra into my mortgage? This year, given the good rates on cash, I stopped doing that and put the money into high yield savings instead. Due to this, I decreased the actual dollar spending amount in this category by about 13% from last year. 

Transportation: 12.2%. This normally includes Lyft/Uber, public transportation, car insurance, maintenance, registration, gas, tolls & parking, but this year I added bike maintenance and parking fees to the category as well. Despite commuting by bike from July to December, I still had public transportation costs, but the main culprit in this category was body work after my car got broken into. I also got four new tires for the Red Rocket and did a full body tune up on Bertha. 

Travel: 6.6%. This category includes airfare, car rental, lodging and any groceries, dining out or transportation incurred while traveling. Although I did not travel internationally and much of my travel consisted of tent camping and eating my own meals, some of the other costs incurred during travel were quite expensive this year. I went to Alaska, and the rental car alone was about $1,500!! It was an SUV though and we actually slept in it several times, so saved on hotels, thank goodness. However, even with this, I spent about 50% less on this category than in 2022. 

Misc.: 4.4%. This category includes gifts, haircuts, legal fees, fees for credit cards, tax prep software and education expenses. I had to pay for my yearly CFA dues, legal fees to set up a trust and annual credit card fees, but other than that, the bulk of this category was for gifts! (PS no haircuts in 2023 😊)

Groceries: 3.7%. This category went down by 38% from last year, mostly due to the fact that part of my purging process was to stop buying new stuff until I had used up older stuff! I would say that I did a pretty good job and have had fun being creative with cupboard items, but I still bought the regulars like butter, eggs, fresh veggies and cheese. My other saving grace for this category was less trips to Costco and/or only allowing myself to buy what I went in there for! I do have a tendency to grab yummy looking things oh a whim, but this year I put a stop to that! Funny though, out of my six visits to Costco, I bought tortilla chips on five of them. Some habits you just can't break. 

Dining Out: 3.5%. This category includes eating out, coffee and booze. This one is a little misleading this year, as I decided that in an effort to spend time with people and have experiences rather than buying more things, I would enjoy meals with them! Given this, I bought meals for friends several times. I could technically call this "gifts," but for now I am going to leave it as dining out. However, it does inflate this category a bit, and I had a 200% increase over last year. 

Entertainment: 3.1%. This category includes music, theater, sporting events, cycling and running & camping expenses. In 2023, I went to two shows (Les Mis and Book of Mormon), a couple of sporting events, but my biggest categories for this are still running (32%), hiking (20%) and cycling (19%). My biggest purchases were race fees (three races), a new GPS watch and a new rain jacket. 

Health: 2.6%. This category includes health insurance, out of pocket costs, massages, medicines and vitamins etc. This year most of my visits were covered as preventative, so the bulk of this cost is the insurance itself. 

Shopping: 0.8%. This category includes toiletries, clothing, misc. home items & appliances, electronics and books. Basically this year I bought three things in this category: a new camera, a 3-pack of underwear that I hated and feminine products. Trying to purge more has really made me think about things more before buying. Also some of the camping etc. items I did buy are included under the entertainment category. 

I do also put some money aside for investments and saving each year, but since this money is not yet "spent" I do not count it in this analysis. I also do not include income taxes, but if I did, they would probably be my highest category! However, since I don't have much control over them, I am going to leave them out for now. 

Do you do a yearly review of your finances? Do you have a budget? What is your biggest spending category? 

1.01.2024

Best of 2023: Books

Happy New Year! According to Goodreads, I read 205 books in 2023, or roughly 70,000 pages. Here are a few stats.  

Breakdown by star rating
5 stars (loved/it was great): 14 (7%)
4 stars (liked a lot/it was good): 80 (39%)
3 stars (liked a little/it was okay): 75 (37%)
2 stars (barely liked/it was not that good): 23 (11%)
1 star (it sucked but I finished it): 0 (0%)
0 stars (DNF): 13 (6%)
Average rating including DNFs: 3.2
Average excluding DNFs: 3.4

Breakdown by type
Audiobook: 165 (81%) 
eBook: 27 (13%)
Paper Book: 13 (6%) (of these, 8 were from my own shelf)

Published in
2023: 63 (31%)
Other years: 142 (69%)

I guess the moral of the above stats is that if a book sucks, I just DNF it, rather than finishing it, hence the case of no one star ratings. Also this year my proportion of audiobooks read increased by about 6% over last year. My number of books read in total increased by about 29%. I would guess that much of this increase is due to the fact that I have been listening to less and less music and/or podcasts and leaning more towards listening to books. I still find the need to pump up a run from time to time with some Lil John, don't get me wrong, but I often stray more towards books. 

You can find a list of all of my favorites from prior years on my bookshelf page or on Goodreads

I am usually a little bit stingy with my five star ratings on Goodreads. However, this year I had fourteen books that I thought deserved that high rating! Here they are, in no particular order! 


Remarkably Bright Creatures by Shelby Van Pelt. What can I say, this is a cute book. I did not hear all of the hype; I just picked it because it had a bright cover and came up on my list on Libby when I was searching for books. It is about the relationship between an old lady and an octopus and a younger, kind of troubled boy. I enjoyed the characters, the story was engaging but not too fluffy, and I was entertained throughout. 

Dinners With Ruth by Nina Totenberg. I do like RBG and enjoy learning more about her as well as hearing each different point of view from the different authors I have read. Nina was a reporter who became friends with Ruth despite their age difference. This book details their friendship as well as some of their accomplishments, especially geared toward equality for women. 

The Light We Carry by Michelle Obama. In this novel, Obama talks about her relationships in life, but especially the ones with her mother and her kids. She has some words of wisdom like "start kind" which could be kind of corny coming from the wrong person but from her it makes sense. 

All The Broken Places by John Boyne. This book is about an elderly woman living in London. When a new family moves in downstairs from her, it brings up some memories of the past, which are mostly surrounding her escape from Nazi Germany at age 12 and the fact that her father was the commandant of one of the concentration camps during the war. It goes back and forth between the two time periods, weaving a story of guilt, complicity, grief and remorse and in the end, she has to decide whether or not to reveal some of her long kept secrets. 

Quit Like a Millionaire by Kristy Shen. Although I work in the finance industry, I enjoyed this book because it is written in a simple manner that anyone can understand. Shen talks about growing up in China where her family lived on pennies per day, to moving to the US where she learned how to invest so that she could quit work early and travel the world. Her plan is pretty simple and you may have heard it before but it is still a nice reminder that we can live more simply than we do and perhaps spend more time enjoying our lives now rather than always working so hard to make more money for the future. 

In Love by Amy Bloom. Get your tissues out for this one. This is not a spoiler, but this book is about a woman whose husband gets diagnosed with early onset Alzheimer's and he decides to die with dignity rather than living out his life with the disease. Obviously this is not an easy decision and Bloom goes through some of the struggles that they face as they work through the plan. 

I Must Betray You by Ruta Sepetys. Although this is a YA book, it touches on something that we sometimes forget about here in the US, and that is the fact that as late as 1989, people in Romania were still under communist rule. The main character is a teenager who has normal teenage dreams but is held back by the government oppression and has to decide whether to do nothing or to fight back and risk the lives of his family. 

A Tree Grows in Brooklyn by Betty Smith. This is not the first time I read this book and it will not be the last. It is about a girl in Brooklyn and her family struggling to survive as they go through life. Life is not easy, food is scarce, and some of the lessons are hard, but Francie and her family persevere. The reread was heighted even more by the discussion had as part of Engie's cool blogger book club


Good For a Girl: A Woman Running in a Man's World by Lauren Fleishman. I really enjoyed this inside peek into the world of elite running. Lauren not only talks about the difficulty of being a woman in a mostly male sport (or at least one where the males are more prized), but she also gets into some of the eating disorders that the young runners had and it was very eye opening. I also read The Longest Race by Kara Goucher (4.5 stars) and was appalled at some of the things that were done to some of the elite running women. 

The Many Lives of Mama Love by Lara Love Hardin. This one is all about sex, drugs and rock and roll. Okay, maybe more like drugs, jail and redemption. I am not going to lie; I had no idea who this woman is, but she was the ghostwriter for Desmond Tutu's book and The Sun Always Shines, which I enjoyed. The first chapter had me railing against her, as she dragged her three year old from place to place in an effort to score drugs. I wanted to slap her! Then she gets arrested, and chronicles life in jail, which I found fascinating. When she finally gets out, it is a struggle to manage life, try to find a job, not break parole, find housing, and stay clean. She finally does all of this, becomes a successful writer and even gets to meet Oprah and the Dali Lama in the end! So yes, it is a feelgood "rags to riches" kind of story, but I enjoyed hearing the ins and outs and some of the struggles that people face in a world that I am not part of. 

A Heart That Works by Rob Delaney. Get your tissues out again; this is a father's heart wrenching story about his young son getting diagnosed with terminal cancer. I didn't really know who the author was, but he is a comedian and actor, and he does a good job of putting his emotions into this book but still making it light, if that even seems possible. 

Drowning by T.J. Newman. I know that I joined the momentum train on this book, but I found it was a fast, easy, entertaining read. Was it profound? No. Did it make my runs go by faster? Yes. A plane goes down over the ocean and it hits the water, bursts into flames and sinks. What happens to the passengers? Do they survive? And if so, how? Read on to find out. (P.S. I also read Falling but was not as enamored by that one). 

Go As A River by Shelley Read. This is a story of a girl growing up in Colorado in a farming town in the 40s. It goes through her life of love, her relationship with her family, the hardships of life at that time and her struggles to get by. There were some details in the story that sounded so real that I had to fact check and they were real! 

Strange Sally Diamond by Liz Nugent. Birchie recommended this with the caveat that it was strange and she was not sure what to think of it at first. It was a thriller about a woman in her 40s who lacks the mental maturity of someone her age. When her father dies, she puts him out with the trash, just as he has told her to do. This gets the attention of the police and the surrounding community, as well as the media. Due to this she later gets some unwanted attention and finds out things about her past that she did not know about before. It's twisted and dark, but I enjoyed every minute of it. 

A couple of additional nearly five star reads were You Could Make This Place Beautiful by Maggie Smith, Kindred by Octavia Butler, I Have Some Questions for You by Rebecca Makkai, and The Violin Conspiracy by Brendan Slocumb. 

What was your favorite book of 2023? Do you mostly read audio, eBook or paper books? 

12.26.2023

What I Learned: 23 New Things

Happy Boxing Day! I hope that everyone had a great weekend and a great holiday with their loved ones. This week is a short one workwise, plus we have another three day weekend to look forward to next weekend! I thought that I would start wrapping up the year early by getting started on some of the year end lists. Last year, I went over 22 new things I had learned, seen, done and new places I had gone over the year. I really like injecting new things into my life, as it keeps things fresh, even if it is sometimes a little uncomfortable! I liked the list so much that I decided to do it again, so here we have, in no particular order, 23 new things from 2023. 

1. Alaska. This was one of the 50 U.S. states that I had not yet been to. I had a great time hiking, running, looking at mountains and glaciers and experiencing light basically all night. I did not see the Northern Lights though, so this is still on my wish list for now. 

Hiking the Bomber Traverse

2. Overnight bikepacking for the first time. At the beginning of the year I finally took Bob out for his first off road experience. I biked from my house to the Samuel L. Taylor state park, which is a cool camping and hiking area in the redwoods. I spent the night there and then biked back home the next day. It was very fun, a little harder than I thought it would be, and it made me want to do it again (see #22)! 

3. Selling stuff on the internet. Before this year, I had never really sold anything on the internet. As I have mentioned before, I broke the seal with shoes as they are rectangular and easy to ship, and then moved onto other things. Are there scammers and bots and people from Nigeria messaging you? Yes. Can you ignore/mute them? Yes. Was it as bad as I feared it would be? Nope, in fact it was not bad at all. As an added bonus (?) I also am now quite proficient at Venmo, which I was not really a user of before. However, if you want to sell on FB marketplace, you gotta get used to using Venmo. 

4. Hiking the Arizona Trail (AZT). For Easter weekend, I took an extra day off and spent five days hiking on the Arizona Trail. It was much different than what I am used to in my neck of the woods, which was fun. Also, I got lucky that it was a high snow year and so I had enough water and it was not scorching hot. For those who don't know, this trail is normally hiked in the spring or fall, as the summers can get into the 110+ range at times. 

Picketpost Mountain - AZT

5. Life on Mars. I have a friend who is doing a Mars simulation, meaning that she is stuck in a habitat for a year as if she were actually living on Mars. This deserves a post of its own, but for now you can read about it here if you are interested. Being on Mars means that there are no phone calls, no video calls, basically no real time communication. Even emails are delayed due to the "distance" from Mars to Earth. Luckily we can send emails up to a certain size, so I have been sending her voice recordings so that she can hear my voice from time to time. I never really liked the sound of my voice, but I have gotten used to it, as I often listen to my last recording before sending a new one so that I can remember what I already talked about. 

6. Not quite a century aka 97 miles in one go. Bertha and I completed a century minus three this fall. I know, I know, I should have just ridden another THREE miles to get to 100 but I didn't feel like it. I know that if I can do 97, I can do 100, and I will do it eventually. This was from Davis to Oakland and it was quite a journey. What I learned from this is that I prefer non-city riding over city riding. 

7. Ninth (and penultimate?) Quad Dipsea. After you run the Quad Dipsea ten times you get a fancy finishers jacket. I keep telling myself that I just have to run it one more time and then I am done!! We shall see though, as I know many a friend who has said that and is now on their 13th or 14th time. 

Headed downhill to Stinson Beach during the Quad Dipsea

8. Watch a Japanese movie. I do not know what the style is called, but I watched The Boy and the Heron. My brother loves this style, and so do K's kids, but I was just ho hum on it. I am not opposed to cartoons; I love Finding Nemo! However, I am not sure the two dimensional drawing style or the pace of the movie was my favorite. When I said this to my brother he said that this style is "very beloved" and he was sad to hear that... 😞 I guess one thing I did like was the background scenery drawings, as they resembled watercolors. 

9. Hike to Lake Aloha in the snow. Last winter was a very high snow year and this meant that even in July, hiking was very snowy! However, although it was difficult to get to, we had Lake Aloha basically to ourselves and it was beautiful. To top it off we had to jump in for a swim, even while avoiding the icebergs! 

Camping above Lake Aloha

10. Switch from Comcast (Xfinity) to Sonic. My Comcast was getting very expensive, at about $75 for just internet. So I decided to finally take the plunge and try a new carrier, Sonic, which has fiber and was only $39 per month. My first three months were free, the speed was great, and then it got bumped up to $39 BUT...as it always is, the price was more than I thought. They charge $10 for a voice line, which I do not use but cannot cancel, and with the taxes and the router rental (which I could not use my old one for), it ended up being $70!! Haha. I guess I am saving $5 and it IS fast, so there's that. 

11. Mendocino. I had driven past Mendocino before but never stayed there, and it was a treat. It is a small coastal town and you can walk along the bluffs. It was a rainy weekend when we were there, but we had fun walking on the beach, eating and riding on the skunk train! 

Pacific coast near Mendocino

12. Ride to Santa Rosa for the weekend. On New Years Day I rode to my brother's house in Santa Rosa from Richmond, which was my longest ride ever at the time, and was about 55 miles each way. Later in the year, I beat my own PR by riding from my house to his, which was about 75 miles each way. 

13. Ride the Amtrak with a bike. The weekend that I rode 97 miles was part of a journey I took where I took the Amtrak from Oakland to Auburn and then over the next two days rode from Grass Valley back to Oakland. The experience was good and I would like to do some more train rides, and knowing I can put my bike on them fairly easily was a relief. Maybe one day I will just ride off into the sunset and if I get tired, I will take the train back home. 

The bike car on Amtrak

14. Throw away all old Christmas cards. I was saving these because now a lot of them have photos and those are memories! However, now there is Facebook and other places on the internet where I can find photos of people so I decided that I did not need to keep them in a box that I never look through. I have to say, it feels like a weight has been lifted. I am sure I will have moments where I wish I had that cute photo of three year old soandso, but right now, it feels good. 

15. Three Michelin star dinner. For a client dinner, we went to SingleThread, a three-star Michelin restaurant in Healdsburg, which is part of the Sonoma county wine region. I am not going to lie, I don't think the bang was worth the buck. I am glad I got to try it, but I will probably not go there again. 

16. Complete a snowshoe race. In February, I went to see Lisa for her birthday and we did a snowshoe race. It was fun but we used old school snowshoes and there are actually running style ones that would be easier to run in. However, we had a great time chatting and staying warm by moving as fast as possible and drinking the (warm) water at the aid stations! 

Lisa getting it done! 

17. Gluten free biscuits and gravy. B&G is my favorite breakfast item. However, in 2022 I realized that wheat gives me some tummy issues so I have been avoiding it ever since. I was very sad to give up both biscuits, which are obviously made of flour, and good sausage gravy, which is thickened with flour. But Lisa and I found a good GF bakery near the snowshoe race and they had B&G and they were really good! I meant to try duplicating it on my own, but I have not gotten around to it (however, I have done a bit of GF baking and I find that the results are actually pretty good!) 

18. Bike accidents. I am very careful on the bike, but I would be amiss if all I did was talk about the good. In Spokane, I hit a goat head thorn, blew a tire, and tumbled (and skidded face first) right on the pavement. Luckily I was wearing gloves and the car next to me was stopped. In Oakland, I got hit by a car turning right. Luckily, he was not moving fast and I just bounced of his passenger door and onto the ground. I took a trail ride and went over a bump and accidentally squeezed the front brake too hard and went ass over teakettle over the handlebars. Luckily all of these have been minor, but accidents do happen! 

19. Driverless cars. I knew they were around, but it still made me do a double take when I saw my first driverless car in San Francisco. I signed up to try it, as they offer ride shares, but still have not had a chance yet. There have been some controversies over these, but aside from a couple of kinks, I think a robot is probably better suited to driving than many of the humans I see operating motor vehicles. 

A Cruise car with nobody at the wheel. 

20. Hike in Castle Crags State Park. I have driven by and even hiked near Castle Crags, but had never been inside the park before. In June, for my Dad's birthday, my family went and hiked up to the Crag Dome, where we had a great view of Mt. Shasta and the surrounding area. For those who don't know, Mt. Shasta is about 14,180 feet high, which I think makes it the 5th highest mountain in California. It is volcanic and is part of the Cascade Range, which extends all the way to BC and includes well known mountains like Hood and Rainier. 

21. Drive through the eastern part of Oregon. Once you leave Bend and head east, it just gets more and more sparse and the trees go away and it gets hot and there are no amenities. Really, there are none! We almost ran out of gas. We also camped off the side of the highway and there were these huge crickets, which could be Jerusalem or Mormon crickets, but whatever they were, they were gross and they hitchhiked in my car and I kept finding them in random places for days afterward. 

High desert of Oregon

22. Bike across Washington state. K's daughter A told everyone that I rode across the US, but I had to tell her that I may someday, but this trip was only across WA! It was a lot of fun, I really enjoyed the Olympic Peninsula and the varying scenery of the state as a whole. This trip had a lot of firsts: longest multi-day ride, first time taking the bike on the ferry, lots of new rail trails, riding through Seattle and riding through a two mile long tunnel! 

23. Soccer mom duties. Once a week I go and spend time with my friend K and her daughters A and L and often on weekends I will chauffer and spectate whatever sport is happening for the season. This has now been a regular thing for a couple of years, and it has been fun to be chauffer, confidant, game buddy, soccer/lacrosse "mom," bike instructor, cook and friend to all three ladies. Even though sometimes it is hectic and we don't have time to chat, more often than not, it is a chance to catch up a little with what is happening in each of their lives, which is priceless.

So there you have it, 23 new things in 2023. There were many more than this of course, but these were some of my favorites. 

What new things did you do/learn/try or places did you go in 2023? How do you feel about driverless cars? How do you feel about the Japanese drawing style? 

7.17.2023

Looking Back: Books

The year is half over now and it is time for another book check in! Since I posted in February about the handful of good books that I had read so far, I have found a few more good ones! Without further ado, here are a few more of my favorites so far this year. 

All The Broken Places by John Boyne: I know I am not the first person to suggest this book, so I will not go into too much detail. It is about an elderly woman living in London. When a new family moves in downstairs from her, it brings up some memories of the past, which are mostly surrounding her escape from Nazi Germany at age 12 and the fact that her father was the commandant of one of the concentration camps during the war. It goes back and forth between the two time periods, weaving a story of guilt, complicity, grief and remorse and in the end, she has to decide whether or not to reveal some of her long kept secrets. 

Quit Like a Millionaire by Kristy Shen: Although I work in the finance industry, I enjoyed this book because it is written in a simple manner that anyone can understand. Shen talks about growing up in China where her family lived on pennies per day, to moving to the US where she learned how to invest so that she could quit work early and travel the world. Her plan is pretty simple and you may have heard it before but it is still a nice reminder that we can live more simply than we do and perhaps spend more time enjoying our lives now rather than always working so hard to make more money for the future. 

In Love by Amy Bloom: Get your tissues out for this one. This is not a spoiler, but this book is about a woman whose husband gets diagnosed with early onset Alzheimer's and he decides to die with dignity rather than living out his life with the disease. Obviously this is not an easy decision and Bloom goes through some of the struggles that they face as they work through the plan. 

I Must Betray You by Ruta Sepetys: Although this is a YA book, it touches on something that we sometimes forget about here in the US, and that is the fact that as late as 1989, people in Romania were still under communist rule. The main character is a teenager who has normal teenage dreams but is held back by the government oppression and has to decide whether to do nothing or to fight back and risk the lives of his family. 

Kindred by Octavia Butler: This book took me by surprise. The author was recommended to me by a client who is very involved in minorities in the arts, and she said that Butler was the first published African American science fiction writer. I am not big into science fiction, but I thought I would give this book, written in 1979, a whirl, and I really enjoyed it. Yes, it involves time travel, but it is about a modern day African American woman who keeps getting sent back in time to the slavery days, and how she handles the differences between the two time periods. Apparently there is also a TV show, but I have not yet seen it. 

The Golden Couple by Greer Hendricks: I am a sucker for a thriller and this one was a fun one. A couple comes into therapy due to infidelity and the therapist has some unconventional ways to try to get them to work through their problems. In trying to get them to do so, she uncovers some secrets that she did not expect. I listened to this while backpacking and it kept me entertained over many miles. 

Some others that I gave four stars on Goodreads include: Hello Beautiful by Janet Napolitano, I Feel Bad About My Neck by Nora Ephron, I Will Find You by Harlan Coben, American Dirt by Jeanine Cummins, A Year of Living Danishly by Helen Russell, and many more. You can find my entire list of 2023 books read and reviewed here on Goodreads

Have you read any of the above books? If so, what did you think? What has been your favorite book so far this year? 

5.29.2023

Great Divide Trail: Logistics, Gear & Planning

Happy Memorial Day! This weekend kicks off the "official" backpacking season for me each year, so I thought I would finally post about the two week trip that I took to Oh Canada to hike the Great Divide Trail (GDT)! Hopefully you are off enjoying the extra day off of work and the sunshine today (and are reading this post on Tuesday)! 

Healy Pass - Banff NP

Canada's Great Divide Trail is a 1,123 km (702 mile) trail that follows the Great Divide between Kawka Provincial Park in the North to Waterton Lakes National Park in the south. If you are a Continental Divide Trail (CDT) hiker in the US, you can actually just keep going north if you wanted, following the GTD the rest of the way up to Kawka PP.  It flip flops between Alberta and British Columbia and goes through several different national and provincial parks and wilderness areas. 

It is made up of several trails linked together and some are very well maintained (Banff Mountain National Park), some of them are washed out and some of them are nearly non-existent and require route-finding (Don Getty Wildland Provincial Park). Some of the trail goes through places with more access to roads and/or people (Banff, Jasper etc.) bus some places are downright remote. In fact, if you are a NOBO hiker, when you arrive to Kawka, you have to hike out about 75 km (47 mi) on a forest service road to get back to a highway. You can find information about this and a lot more on the GTD website

The Route: I had been hiking in Yolo, Kootenay, Jasper and Banff before and had found the scenery stunning, so in 2018, I decided that I wanted to see more. However, I was not going to be able to cover it all in a two week vacation. I really wanted to see the four parks I mentioned again, but logistically, I felt it was easier to either pick a more southern section, therefore skipping Jasper, or pick a more northern one, therefore missing some of the Provincial Parks I had not been to. 

I decided to do a NOBO section hike of sections B, C and D which would be a 500 km (312 mi) stretch starting in Coleman and ending in Saskatchewan River Crossing. This would mean hiking about 25 miles per day. If needed, I could skip section C and bail out one road crossing before that at Field, which would be 385 km (247 mi) stretch and about 20 miles per day. I would start in Coleman since I could easily get a bus from Calgary, and hope that at the end I would not have to wait around for two days for a bus back. 

I used Gaia to map out my estimated miles per day and then exported the routes to the Offline Maps app. I also bought the GDT app for my phone so I would have a couple of different options for navigation. I won't lie, I did not figure out until two thirds through my trip that it's interactive and people could make notes in the app, which would have been helpful at the beginning, which was more rugged and had more route-finding. 

The Plan/Logistics: To hike the trail, you need to buy a Parks Canada National Pass, which covers entry into all the parks. I bought mine in advance and had it sent to my house. Camping is a little confusing as there are several different organizations and parks you have to deal with regarding passes and permits. You may need to book campsites in advance for many of the national parks and some provincial parks; this pdf list of all of the sites and whether or not they need to be booked was very helpful. When I went, they were not all online, but it looks like more are now; you can find the online booking tool here

I got a flight to Calgary from San Francisco, which after spending nearly 24 hours traveling to my mountain destinations in Europe, felt so short and easy! From Calgary, I took a Greyhound bus to Coleman. There was only one bus per day and it left Calgary around 10:00 pm, arriving in Coleman around 4:00 am. I flew in around 10:00 am, which left me with some time to kill, but I spent it having my last hamburger and beer, and buying fuel and bear spray since I could not fly with either of those. 

A quick note about Canadians and bear spray: I had to purchase bear spray and register it, as it could technically be used as a weapon. I was told that there was a serial number on the can and if I left it at a random trailhead and someone used it as a weapon, I would be liable. Wow. I am not sure what they expect foreigners to do with their (hopefully) unused bear spray. (Note: apparently you can rent it in Banff, but I did not find a place to do so in Calgary). After eating and shopping, I killed time reading and charging my electronics at a coffee shop before boarding my bus to Coleman. 

I arrived at Coleman around 4:00 am and was dropped off at the 7-11 in the dark on the side of the highway. I then had to walk a couple of miles on the highway to get to the trail. It was a bit of an odd start; I was very happy when I veered off the highway and onto the trail, although then you walk on ATV roads for the next maybe 20 or 30 miles, so it was not exactly what I had expected.

Once I had finished, I took a series of local busses and the Greyhound back to Calgary. The bus system in Canada was just okay; it definitely was not as good as the transport in Europe, and is probably more on par with some of the options in the US. For example, both the bus to Coleman and the one back to Calgary were just once a day and they were at very strange times. Also, as it is in the US, there were some interesting characters riding the bus, whereas in Europe everyone rides the bus, not just the people who do not have a car. 

The Big Three: I took my Big Agnes Fishhook UL1 Tent (one man - 47 oz.) on this trip. I used the Hyperlite 2400 Southwest Backpack (28.6 oz.) and Western Mountaineering Ultralite 20 degree sleeping bag (29 oz.). For my sleeping pad I had the Therm-a-Rest NeoAir Xlite short size (8 oz.) that had popped on my Kungsleden trip. I patched it up with the kit that comes with it, but it still slowly deflated throughout the night, so I was constantly blowing it up. My big three weighed about 7 pounds.

Base Pack Weight: My base pack weight was about 18 pounds, excluding clothing worn and including an extra dry and clean outfit for after the trail. You can see my LighterPack list for this trip here

Clothing: For weather, this trip ran the gamut. I experienced the following: baking in the sun, below freezing temperatures, snow and rain. I brought my normal list of layers: REI button down shirt, short sleeved shirt, Mountain Hardware ghost whisperer puffy jacket, Montbell rain jacket & REI rain pants. I also brought a buff, a windbreaker, gloves, beanie and tights just in case, and I used them all! I don't want to have a spoiler alert for my trip report, but after this trip, I did a lot of research about snow camping and waterproof gear.  

Food: After my Kungsleden trip, I decided that when I am hiking long days, I prefer to have a hot meal in the morning and am fine with a cold one in the evening. This saves on gas and time. However, I do love a warm cup of coffee, especially when it's cold. My plan was to have coffee and dinner for breakfast, which consisted of beans and rice, ramen and a couscous medley. For dinner, I would have cold muesli with fruit and powdered milk. This also allowed me to eat dinner easily on the go as well as not eating in my camp at night due to the presence of bears. 

I carried all of my food in two drybags, which I hung each night. However, this is more easily said than done, as some forests were made of only pine trees which did not have limbs long enough or high enough to hang a bag from. There were some nights that I had to hang the food as high as I could in two separate spots 100 feet away from my camp and pray for the best. 

Water: This was the bane of my existence. I carried the Sawyer mini and the 1 liter squeeze bag that comes with it as well as a one liter clean water container. Finding water was no issue at all, and I did not really need to carry more than a liter or so at a time most of the time. However, I popped the squeeze bag somewhere around day 4 or 5 and duct taped it up, but it required a bit of jerry rigging to make it work. Aside from that, filtering is my least favorite thing to do and I felt that I was constantly filtering on this trip. Spoiler alert, I have since fixed this problem with two magical items, the CNOC squeeze bag and gravity filtering! 

Total Pack Weight: Including two liters of water, about 20 pounds (13 days worth) of food, a medium fuel container and bear spray, my pack weighed about 40 pounds. Let me tell you, I was happy to eat my way toward a lighter pack on this trip! 

The Verdict: As I mentioned above, after this trip I dialed in my water filtration system a lot, which has made me a much happier camper. I also invested in some wet/cold weather items, as I got pretty wet and cold in good ol' Canada. Other than that, I was very happy with my set up. I definitely want to go back and hike more sections of this trail and maybe even revisit a few places, such as Mt. Assiniboine, which was very foggy on the day that I was there. I would say that my pack is quickly becoming my favorite piece of gear as it is lightweight, comfortable and mostly waterproof! 

More Information: GDT website

If you have any questions, let me know! Otherwise, happy hiking! 

Have you ever been to Canada? Have you ever ridden the Greyhound (or other long distance transport) in the US or Canada (and what did you think)? What did you do for the long weekend this weekend? 

2.27.2023

Looking Back: Books

I am not going to lie; lately I have been unmotivated to read real books. It may be that the one I am reading is not really gripping me and so I keep finding better things to do than read it. However, I am still going strong with the audiobook game, and in the first two months of the year have read some good ones! Here are a few of my favorites so far. 

Remarkably Bright Creatures by Shelby Van Pelt: What can I say; this is a cute book. I did not hear all of the hype. I just picked it because it had a bright cover and came up on my list on Libby when I was searching for books. It is about the relationship between an old lady and an octopus and a younger, kind of troubled boy. I enjoyed the characters, the story was engaging but not too fluffy, and I was entertained throughout. 

Dinners With Ruth by Nina Totenberg: I do like RBG and enjoy learning more about her as well as hearing each different point of view from the different authors I have read. Nina was a reporter who became friends with Ruth despite their age difference. This book details their friendship as well as some of their accomplishments, especially geared toward equality for women. 

The Light We Carry by Michelle Obama: In this novel, Obama talks about her relationships in life, but especially the ones with her mother and her kids. She has some words of wisdom like "start kind" which could be kind of corny coming from the wrong person but from her it makes sense. 

The Bullet That Missed by Richard Osman: Once again, the story of the Thursday Murder Club participants did not disappoint. This is Osman's third in the series and you can't help but love the octogenarian citizen detectives. They are annoying at times but they get the job done! I was also happy that Bogdan is still around, as he was one of my (surprising) favorites in the first book. I listened to it on audio and I also enjoyed the interview with the author that was at the end. 

Mad Honey by Jodi Picoult: This is a controversial book about LGBTQ, murder, and the controversies surrounding both. I don't want to spoil anything, but I can say that I always enjoy how much work Picoult puts into the research around the topics that she writes about. Most of them are controversial and she really digs in and gives readers insights that we may not have known about. I always learn something by reading her books and this one was no different. 

Wrong Place, Wrong Time by Gillian McCallister: This book may not usually be my forte, as it involves time travel which is not the most realistic, but I actually enjoyed it. A woman sees her son commit a murder and then she wakes up the next day and it has not happened yet. As the book goes on she learns more and more about the situation and in the end she has to decide what she wants to do about it. I was entertained and did not really see the ending coming, which always makes it more fun. 

Have you read any of the above books? If so, what did you think? If not, what has been your favorite book so far this year? 

1.16.2023

Slovenian Mountain Trail: Logistics, Gear and Planning

Slovenia is a country that I wanted to go to for a long time. There were a few times where I tried to tack it onto the end of a trip to Austria or Italy or Slovakia, but I felt like it would not do it justice for it to only go there for a few days at the end of a different trip. So in September of 2022 I dedicated an entire two weeks to this little jewel of a country. I won’t go into it in too much detail, but the country has a lot to offer, including mountains, cities, beaches, wine and food! 

However, my main focus was to spend some time hiking the oldest long-distance trail in Europe, the Slovenian Mountain Trail (SMT), otherwise known as the SPP-1, the Slovenska Planinska Pot or the Transversala. It is a ~600 km (375 mile) trail from Maribor in the east to Ankaran on the west coast. It goes through several ranges of the Alps, including the Pohorje, the Julian Alps, the Karawanks, and the Kamnik-Savinja Alps. It also goes right past (and to if you like) the highest point in Slovenia, Mount Triglav, which sits at 2,863 meters (9,395 feet). 

The Plan/Logistics: Getting to Slovenia is not hard, but there are no direct flights to Ljubljana, and even if you do have a layover, flying into Slovenia’s tiny capital is not cheap. I ended up deciding to fly to Vienna, where I took a three-hour Flixbus to Graz Austria and then two trains to Maribor to start my trip. You also have the option of taking a five-hour bus directly from Vienna to Maribor. My original plan was to get to Maribor early in the morning and start hiking right away, but due to some travel issues, I arrived there around 5:00 pm, so I stayed one night in Maribor instead. This gave me the chance to buy fuel, which I was planning on either buying in the morning or doing without for the first few days, so that was a silver lining of starting a day later. 

There is no camping allowed in Slovenia; this hike consists of hut-to-hut travel and there are a total of about 60 huts along the way. They suggest that the huts be booked in advance, but most of them do not have online booking and you must call to make a reservation. I suggest becoming a member of the Alpine Club, which costs about $30.00 and gets you 30% - 50% off of hut costs, which is a savings of about $9.00 - $13.00 per hut. Figuring out which hut to stay at each night was actually not as easy to plan as you may think. I could not find one single website in English where you can see how far it was between huts or how much time it would take to get from one to the other. There was a GPX Track on the main Slovenian Alpine Club webpage, and I ended up using that and Gaia to figure out how much mileage and elevation gain was between each hut. I then exported this data to Offline Maps where I could use it to determine my route each day. 

I also came up with a possible daily plan, but I wanted the flexibility of being able to go further if I was feeling good, or to stop if I was not feeling well or if it was raining. So even though I mapped out all of the huts and data for them, I did not make a single reservation in advance. I wanted to go approximately 20-25 miles per day, but was aware that some days may be a little easier than others, so this would need to be flexible. 

The Route: The plan was to go from Maribor to wherever I ended up on day twelve. I knew I wanted to make a stop in Bled for a couple of days, so would get off the trail and take a bus there and back, but other than that, I was not set on getting a certain distance, as I have learned from past trips that things don’t always go as planned. I would know more once I was on the trail, but did not want to pin myself down to one specific plan. I also knew that I wanted a couple of days at the end to visit either the coast or Ljubljana or both. Therefore, my rough plan was to end up somewhere in the Bohinj region where I could hike out and get a bus back to Ljubljana. 

I ended up doing the following. You can find the CalTopo route here.

Day 1: Saturday 09/03/22. From Maribor to Koča na Pesku. Time Elapsed: 10:47. Moving time: 08:14. Miles Hiked: 22.86. Elevation gained: 5,896 feet. Elevation lost: 2,331 feet. 

Day 2: Sunday 09/04/22. From Koča na Pesku to Slovenj Gradec. Time Elapsed: 09:19. Moving time: 06:32. Miles Hiked: 19.85. Elevation gained: 3,031 feet. Elevation lost: 6,166 feet. 

Day 3: Monday 09/05/22. From Slovenj Gradec to Dom na Smrekovku. Time Elapsed: 09:28. Moving time: 07:17. Miles Hiked: 21.25. Elevation gained: 6,070 feet. Elevation lost: 2,935 feet. 

Day 4: Tuesday 09/06/22. From Dom na Smrekovku to Luce. Time Elapsed: 07:11. Moving time: 05:02. Miles Hiked: 14.59. Elevation gained: 2,674 feet. Elevation lost: 5,355 feet. 

Day 5: Wednesday 09/07/22. From Robanov Kot to Sedlu. Time Elapsed: 08:53. Moving time: 04:01. Miles Hiked: 10.20. Elevation gained: 6,703 feet. Elevation lost: 2,604 feet. 

Day 6: Thursday 09/08/22. From Sedlu to Jesezsko. Time Elapsed: 06:34. Moving time: 03:25. Miles Hiked: 11.38. Elevation gained: 2,562 feet. Elevation lost: 5,231 feet. 

Day 7: Friday 09/09/22. Rest day in Bled.

Day 8: Saturday 09/10/22. From Bled to Aljažev Dom. Time Elapsed: 05:58. Moving time: 05:17. Miles Hiked: 17.89. Elevation gained: 2,379 feet. Elevation lost: 895 feet. 

Day 9: Sunday 09/11/22. From Aljažev Dom to Triglavski dom na Kredarici. Time Elapsed: 06:42. Moving time: 06:39. Miles Hiked: 08.12. Elevation gained: 6,345 feet. Elevation lost: 1,468 feet. 

Day 10: Monday 09/12/22. From Triglavski dom na Kredarici to Stara Fužina. Time Elapsed: 08:20. Moving time: 04:07. Miles Hiked: 13.82. Elevation gained: 1,493 feet. Elevation lost: 7,863 feet. 

Day 11: Tuesday 09/13/22. From Stara Fužina to Black Lake. Time Elapsed: 06:28. Moving time: 04:49. Miles Hiked: 14.05. Elevation gained: 3,081 feet. Elevation lost: 2,931 feet.

The Big Three: Since I would be staying in huts, where I would not need a tent, and was not allowed to camp, I left my tent behind. However, I did still carry my Western Mountaineering Ultralite 20 degree sleeping bag (29 oz.) and the Therm-a-Rest NeoAir Xlite regular size (12 oz.), since I thought that maybe if I got stuck between huts, as an emergency I may need to cowboy camp. I also used my trusty Hyperlite 2400 Southwest Backpack (28.6 oz.) and carried my Cocoon silk liner, since you are required to bring “linen” to the huts. My big "three" weighed about 4.9 pounds. 

Base Pack Weight: Since I did not have my tent, my base weight was only about 15 lbs. I still carried pretty much the same basic things that I always carry, even though I would be in civilization more than I normally am. 

Clothing: September is always iffy weatherwise, so I carried my normal fall gear, which consists of a puffy and rain jacket, rain pants, gloves and a beanie for warmth. However, I did not carry my winter gear, any heavy-duty weather gear or traction. This ended up being perfect, as it did rain quite a bit but was never below freezing. 

Food: Ah, this was a controversial topic. As I would be staying in huts, I could have eaten all my meals at their restaurants. However, I did not want to spend all my money on food, plus I like having the option to eat when I want and not have to wait until I get to the next hut. Therefore I carried enough food for all meals for 10 days and planned on supplementing with hut food for a few of my meals. I brought my normal lineup of bars, nuts and meat sticks for snacks, coffee and oatmeal for breakfast, and rice and beans and soups for dinner. I discovered my new favorite store-bought combo: Bear River potato soup with Knorr Mexican rice sides. Delicious! 

Water: I used my new BeFree 1 liter filter bottle and carried an extra Platypus 1 liter bottle with a 2-liter Platypus for extreme emergencies/backup. There were plenty of options to get water on the trail or at the huts, so this worked out perfectly. I never had to carry more than two liters at a time and most of the time I probably could have made do with only one.  

Total Pack Weight: Including two liters of water, ten days of food and one fuel cannister, my pack weighed a pretty heavy 37 lbs. My pack list for this trip can be found here

The Verdict: I did not use my sleeping bag and pad at all; I could have left them at home. I also did not eat all of my food; I ended up being in towns more than expected and had the opportunity to buy fresh groceries (fruit, cheese and bread etc.) and could have probably brought about half or two thirds of what I brought and would have still been fine. As I mentioned above, I could have brought no food at all and still made do, but I do think that a combo of hut food, store-bought food and food brought from home is the best option. 

I could have done more miles on several of the days, but I had a few things going against me; one, I was not sure how the terrain would be so was hesitant to commit to a high mileage day if it was going to be especially difficult. Two, some of the huts were spaced just the wrong distance apart, causing me to choose a too short day or a too long day. Most of the time, I chose option one but this meant that some days were only 10 miles. Lastly, some of the more popular huts were sold out on many of the days so I had to reserve them in advance and then commit to actually staying there even though I could have gone further. I am not really a fan of not being able to camp where and when you want as I often find that you have to either cut your day short or go further than you would like in order to make it work. 

The other thing that I did not take as seriously as I should have was how long the downhills would take me. Normally, if the trail goes downhill, I would assume I could do maybe three miles per hour instead of two, but some of the descents were very steep and/or they were on the side of a mountain and the climb down was treacherous. Therefore, I was a lot slower on the downhills than I expected. For example, one 13-mile day had 1,500 feet of ascent and almost 8,000 feet of descent, and it ended up taking about 8 hours! 

More Information: Flixbus long distance bus. Slovenian Alpine Club. Download the entire trail (with huts) GPX Track. Gaia mapping app. Rome2Rio travel planning and booking. Booking.com for well priced guest houses. 

Stay tuned for the Trip Report!

Have you been backpacking in a foreign country? Or just traveling in general? If so, what was your favorite part of your journey? 

1.09.2023

Looking Back: 2022 Money Pie

Well jeez, it is that time of year again! Who wants a slice of money pie? As you know, I always do a debrief with myself at the end of each year (and a check in each quarter although I do not bore you with those details) to see where all my money has gone! You can find past years here.

In 2022, overall I spent about $1,000 more than my average per year. I will detail all of the categories below, but the main culprit this year aside from the obvious elephant (Home) was a combination of Dining Out, Entertainment and Travel. I do keep these separate, but I also like to see what they look like combined, as I consider these three categories discretionary versus necessary. I will discuss more about them in a few. 


Here are the categories in the order of largest percentage to smallest. 

Home: 63.7%. Not surprisingly, this category continues to lead the pack and this year's 63.7% was pretty much the same as last year's 64.1%. This category includes mortgage, utilities, taxes and insurance, as well as other misc. items, such as appliances, stuff from the hardware store, home improvement and furnishings. The bulk (73%) of this category consists of mortgage payments, partly because it is large, but I also contribute a little bit extra to my principal each month. 

I did do a few things around the house like fixing my furnace ($150) but nothing big (like last year's > $1,000 tree trimming). I think with this category, no matter what you do to cut costs, there is always something. This year, due to rising costs, my PG&E (electric and gas) bill was basically double last year's bill much of the time. 

Travel: 11.7%. This category includes airfare, car rental, lodging and any groceries, dining out or transportation incurred while traveling. Although most of my travel consisted of tent camping and eating my own meals, some of the other costs incurred during travel were quite expensive this year. I spent about $500 more on my international flight than I did in 2019 so it makes sense that airfare was about 36% of the travel expense (next highest was lodging at 25%)! 

Transportation: 7.2%. This includes Lyft/Uber, public transportation, car insurance, maintenance, registration, gas, tolls & parking. Although gas prices were through the roof this year, I actually spent about the same as I usually do in this category. I definitely spent less on public transportation because I had some credit left over from 2020 on my transit card, and I did not have to do any major car maintenance. 

Groceries: 5.3%. I guess we all have to eat and I definitely did not skimp in this category (however, my dining out category was basically nonexistent). My weakness is Costco; I cannot get out of there without spending at least $100 (and sometimes a lot more). However, their egg prices are still the best ones in town right now (about $12.00 for five dozen). But I never just buy eggs! 

Entertainment: 3.8%. This category usually includes music, theater, and running & camping expenses. This time I added cycling to the mix and I bought both a stationary bike and a mountain bike, so the bulk of the number is split between running (39%) and cycling (38%). Most of my running number is race fees (three races) and shoes (five pairs - when they are on sale, I stock up). 

Health: 3.5%. This category includes health insurance, out of pocket costs, massages, medicines and vitamins etc. I don't really pay many or any out of pocket fees that don't get reimbursed, but the premium each month is not super low. However, if I had to pay for my own insurance rather than group insurance, it would be about two to three times higher, so I am happy! 

Misc.: 2.4%. This category includes gifts, haircuts, fees for credit cards, tax prep software and education expenses. I only got one cheap haircut and did not pay for any education this year, so most of this was gifts! 

Shopping: 1.3%. This category includes toiletries, clothing, misc. home items & appliances, pet stuff, electronics and books. The majority of this went to the cat (flea treatment and litter ain't cheap!) and the next biggest expense was the bidet

Dining Out: 1.0%. This category includes eating out, coffee and booze. As you can see, it was my smallest category, which makes sense as I do not really eat out  much. The bulk of it was really two dinners where I treated, but otherwise, this category was tiny. 

However, don't be completely fooled, as I do categorize any dining out that is done on a vacation as "travel."  This is why I like to look at the combined categories of Dining Out, Travel and Entertainment to kind of gauge where I am with my fun spending items. If you look at them all together, they would constitute 16% of my overall spending. 

I also have two categories that I do not put on here since they are not actual money spent, but I do put some money aside for investments each year and some aside for savings. I think that it is very important to do both, even if the amount is minimal, and especially if you can do it before taxes. You can find more info in this post about how I feel about setting money aside. 

Do you do a yearly review of your finances? Do you have a budget? What is your biggest spending category? 

1.02.2023

What I Learned: 22 New Things

Happy New Year! Each year, a goal of mine is to try new things! This can be going to a new place, trying a new restaurant or food or activity or learning something new. I don't really have a certain number in mind, but I thought it would be fun to talk about 22 of them, in honor of 2022. Here they are, mostly in the order that I did them.

1. Emigrant Wilderness in the snow: I usually go to Emigrant in the summer for hiking but this time we decided to go for some winter sports. We stayed near Pinecrest and spent one day skiing and one day snowshoeing and then one day taking a hike around the lake before going home. It was beautiful and we liked it so much we may go back this year and do a longer snowshoeing trip! 

2. I threw out all of my instruction manuals. I know this is not that exciting, but I finally decided that if I need to, I can look up product information or instructions online and I do not need to keep the heavy booklets for everything I have ever bought in my life. It freed up my file cabinet a lot and I have not even missed them! I did take photos of some of the more  pertinent details but otherwise I am basically manual-free! 

3. I added a few new travel destinations to my list, which also added a LOT of new things which I will not list separately. Austin: Texas BBQ, kayaking on Lady Bird lake and live music! Lost Coast trail: many miles of hiking in the sand, cool shells and creatures and the rising tide! Amsterdam: bikes and canals and legal drugs, oh my! Slovenia: this deserves a post of its own, but hiking and dragons and sausages abound! Mt. Hood: circumnavigation on the Timberline trail. Washington: Enchantments (a must see!) and section L of the Pacific Crest Trail (the most northern of the PCT). 

Lost Coast

4. I tried some new foods. Shakshuka. This is something that never appealed to me since it involves cooked tomatoes, which I did not really like as a kid. However, as an adult, and when REAL tomatoes are used, I realized that they can be pretty good actually! And this includes my favorite breakfast item, the egg! I would eat it again. Cioppino. Same story regarding the tomato, but this is also pretty good. I would still rather have a bowl of creamy New England clam chowder however. Homemade yogurt. This is so easy and so delicious; I actually prefer it to store bought and it is way cheaper. It does take about 24 hours to make yourself, but I think it is worth waiting for!  

Yogurt

5. FODMAP elimination diet. This deserves a post of its own, but the short of it is that I was having some gastric issues and was put on this diet which consists of several weeks of elimination and then several more of reintroduction. I am still not 100% sure what is ailing me, but have a better idea than I did a year ago. 

6. Ran through Harvard Yard. I have looked at Harvard from the other side of the Charles but had never been on campus. While visiting friends in Sommerville, I took a run and went and explored Harvard. What a beautiful place! I thoroughly enjoyed it and it also gave me a chance to go inside and use the bathroom! :) 

7. Participated in a 30 day fitness challenge. This was a good way to reset my fitness plan, which sometimes gets a little blah. I did this with a few friends and I don't think that any of us actually finished it, but it was really fun trying to! The issue for me was not the exercises themselves, but the regularity of doing it every day. I would find myself forgetting or while in bed at the end of the day realizing I had not done it so then I would tell myself that I would just do two of them the next day....etc. 

8. Chopped off and donated my hair. This is not a new thing but I did send it to a different charity than I normally do as I was told that Locks of Love, the one I have sent hair to before, actually sells their wigs! Shame on them! So this time I sent it to Wigs for Kids, which I was told does not profit from my donation. They make it really convenient too; you print out a barcode so you can track where it is in the process after you send it. 

9. Tried to sell shoes on Ebay. Total and complete failure. I started with only a few pairs but I did not even get a nibble. I even lowered the price, but still nothing. And then I lost hope and kind of gave up on that project. However, I have a bunch of barely or never worn shoes that I really did not want to just give away. Does anyone have any tips for me about this? 

10. Did an almond croissant challenge. While in Brooklyn, I tried all of the almond croissants at all of the bakeries within walking distance from my hotel. I tried about 7 or 8 different ones! Some of them were just meh, but there were a few that I liked and my favorite was from Julien. Shortly after this, I learned that wheat may be a contributor to tummy issues that I am having, so my croissant days may be limited, so I am glad that I lived it up while I could! 

11. Went camping at Lake Sonoma. This is so close to where I live, yet I had never gone camping at the lake until 2022. You do have to hike or boat in to some of the spots, but we did both and had a great time. Plus, you have to love the California coast, where you can camp outside in April and even get a little hot! 

12. Tried to summit Mt. Whitney in the snow. In April, my brother and I tried to summit Mt. Whitney but there was a late spring snowstorm and we decided to be safe rather than sorry and we turned around early. However, it was really beautiful to see some of the normally bare places covered with snow. 

Photo Rock

13. The year of the bike! In 2022, I waited until everyone who bought a bike during COVID got tired of it and then I bought a used stationary bike. I have used it a handful of times, but now that it is winter and raining, I think it will be getting more use soon. I also bought my first mountain bike and am still dialing in the adjustments and I can't wait to go out on my first ride! I also completed my longest bike ride ever (to date) of 42 miles, surpassing my 2013 record of 40 by two miles! 

14. Cowboy camped in the NV desert. On a road trip to Wyoming, we stopped outside of Reno and lay down by the side of the road under the stars! It was a little windy and dusty, but I actually slept great! 

Somewhere near Reno, NV

15. Backpacked in Grand Teton NP. Although permits were a little difficult to get (you have to get online on a certain day at a certain time and know exactly the dates you want and the campsites you want to stay at) once we were there, this was a great experience. It was beautiful and not as crowded as I expected and the views just kept on coming! I have been to Wyoming a few times and this park once before but I have never done any overnights and it did not disappoint! 

16. I got a new job. This probably deserves its own post, but basically my whole team went from one firm to another. We are still learning some of the rules and systems and things like that, but we are pretty satisfied with how the whole transition went overall. 

17. Summited Mt. Elbert. While not my first Colorado 14er, this is the second tallest mountain in the continental US and the highest in Colorado, so it was fun to check it off my list. Also it was fairly easy (as the 14ers in Colorado sometimes are) logistically. We were staying in Twin Lakes so I just hiked up to the top of the mountain and back down again to our AirBnB! Easy-peasy! 

The Collegiates as seen from the summit of Mt. Elbert

18. Discovered Octowordle. If you love Wordle, you will love Octowordle. You do not need to download an app and it is free and you can play games from the days before, so if you feel like more than one, you can have it! You have to solve eight Wordles at the same time and it is super fun. 

19. Got a bidet. I will not go into too much detail here but I bought a Tushy and I love it. The end. Seriously, it is easy to install and it does the job. 

My Tushy

20. Cross country backpacking Emigrant. I always wanted to do this cross country route near Cherry Creek in Emigrant but it was never on the way or convenient and we finally did it in October. It was great because the water was low so we could basically walk on the creek bed which made cross country travel very easy. Plus it was beautiful and we had the place all to ourselves since it was so late in the season. 

21. Went to a David Sedaris reading. I have never been to a book reading before and I do love listening to Sedaris books as he is a good narrator, so this was the best of both worlds! I also brought my brother and his girlfriend along, and although neither of them really have read Sedaris, they both enjoyed it. 

22. Finished my Death List. Maybe this needs a better name, but it is basically getting all of my "affairs" in order just in case something happens. I have had most things pretty dialed in (advanced directive, POA, beneficiaries) but wanted to put it all on one list so that people can access it easily. I started working on making a more detailed list last year when my grandmother died (nothing like a dose of reality to get you moving, eh?) as her list made it so easy to take care of her affairs after she passed. 

Wow, I did not mean to make the last one so dreary, but it is the most recent! Also, happily, I did a lot more than 22 new things in 2022, but I like the sound of 22 in 22 so I will leave it at that! Here's to many more new things in 2023! 

What new thing did you learn, place did you go or experience did you have in 2022?