The Joke Is On Me: ATM Cards

Last time I was an idiot, it was travelers checks that almost did me in. As I grew up and got smarter and more with the times, I stopped carrying traveler's checks and almost exclusively used my ATM card. A lot of countries take credit cards now, but there are still some countries where having cash is a necessary thing and sometime the rate is better through the ATM (unless you get charged ATM fees, but we can talk about how to avoid that in a different post). So I always take an ATM card and a credit card with me when I travel, no matter where I am going. 

Gratuitous Slovenian mountain scene. 

Last year I went to Slovenia. The plan was that I was going to be in a city probably four or five of the fourteen days and would be hiking a point to point hike for the other ten days. This meant that I would not be able to leave things somewhere to pick up; I would have to carry everything I needed for the entire fourteen days on my back. Needless to say, I wanted to pack light. So I carried a lot of items that I could use for both trail and city and I pared down a lot of things, like my toiletries and my wallet, so that I would not be carrying extra stuff. I got rid of my work badge, my extra credit card, my AAA card. I brought bar shampoo. I brought my multi adapter charging station. I was ready and I was excited and I took my pack to work the day before so I could ride my bike to work the next day without the huge pack on my back. I was prepared! 

Then I left the office, got on the BART to the airport, and realized that in paring down my wallet, I had taken out my ATM card. I had only wanted to carry one credit card and I do not think I screwed my head on all the way when I visualized what this meant. I always use a list but this time it was a bit of a hybrid backpacking/city exploring and I did not think about both of them fully. 

You may think that I was headed to Europe, which is not a third world country; why would I even need cash? Well, mon ami, I was going to be backpacking in the remote Alps and there are huts where you can sleep but in my prior experience those huts only took cash. Many of them had no online reservation system, so I could not even reserve them in advance with my credit card. You may think that I could just get out cash with my credit card. That would be true if I knew my pin, which I don't because I have never ever used my credit card to get cash. 

So I sat on the BART as it hurtled towards SFO, wondering how I was going to solve this issue. I did not have time to go home and get the card; I had my emergency $20 with me, but that would not get me far. I knew there were solutions, but what would be the best one, given I was going to be on a plane for twelve hours and then out of the country soon!? I noodled for a minute while sweating slightly due to my own stupidity. 

The solution ended up being the following: luckily (or stupidly, you choose) I had taken a photo of my ATM card, which I kept in a travel folder on the cloud. I would like to say that it was a protected folder, but it wasn't. However, I did use this photo to get the number off of the card, which I then typed into Google wallet. Then, when I got to the airport, I used the tap to pay from Google wallet to get money out of the ATM! Can you believe the technology today? Sometimes when I am wishing that we did not spend so much time on our phones, I think of hacks like this and am so glad that our phones are so dang handy. 

But wait, the story is not to the happily ever after stage yet! I arrived in Amsterdam and went straight to the money exchange counter. A slight side note, I like to cram as much as I can into my vacations, so had booked a flight to Vienna with a layover in Amsterdam. Once arriving in Vienna, I would need to get on the first train out to get to my destination. However, my flight into Vienna was kind of late at night and if I missed the first train, I only had one other option, so I probably would not have time to get money out there. I love to live on the edge, people. 

I work in finance so I know what the exchange rates are and let me tell you, the kiosk at the airport in Amsterdam was NOT a good rate. Of course, what options did I have, given I would be basically going straight up into the mountains as soon as I got to Slovenia. So I got completely ripped off and my dollars barely got me enough to pay for my estimated cost for ten nights at a hut in the mountains. So I knew I was going to have to be frugal. 

Fast forward to day ten of my fourteen day vacation and you will find me at the end of my hike, ensconced in a small guesthouse in the hills near lake Bohinj, one that I booked using Booking.com. Little did I realize, since I booked it from the one spot that had cell service on my way down the mountain, that I did NOT read the fine print and this place...you guessed it...only took cash! Luckily, some of the mountain huts had taken credit cards and I had taken advantage of that to use my card instead, just in case I needed the cash later. However, I had used most of my cash and I literally had to pay the last lady with all of my pocket change, leaving me with about 2 euros to my name. I hoped that when I was in Lublijana I would not need ANY cash or I would be screwed! 

Literally the last of my cash!

Luckily I did not need cash, but this experience made me realize that we have become way too dependent on our phones, upon being able to get things easily at any time and to having the convenience of tap to pay pretty much everywhere in the US (even the street vendors sometimes have a credit card pay option!) As I may have mentioned, my trail name is Prepper because I am generally overprepared, but even I have my moments. So, bottom line is, make a list and always have an emergency stash of cash!! 

Do you use cash when you travel? If so, what is your procedure for getting it? If not, have you ever run into any issues due to not having cash? 

Looking Back: Purging Progress Report Q3

And just like that, the third quarter of the year has come to a close! As you know, earlier this year I talked about doing some purging and it's already time for the accountability check in again! My three areas I wanted to work on for the months of July, August and September were bedroom/shoes, kitchen/dishes and living room/hall/spare room. 

Bedroom/Shoes: As you know from my story about my unsuccessful side hustle, I have tried to sell some of my more expensive shoes online and have had only okay luck. However, I sent a batch of them to ThredUp and had some success! For four pairs of shoes, I made $80.00! Yay. 

How am I doing? Since I am trying to sell some, many of them are still in my house, so there is a large pile of shoes that I will get rid of one way or the other. I am going to call this a win. I am not in any danger of going back through them and them making their way back into my closet, believe me. I am now down to a couple of pairs of running shoes, a couple of sandals, a couple of boots and a couple of fancy dress shoes. I will probably cull it even more, but you know how it is; when you find a nice pair of knee length black boots that fits you well, you sometimes just have to keep them! 

What is next? I am going to still try to sell some more online; if those don't sell by the end of the year, they will either go to ThredUp or to Salvation Army. My goal is to have them all out of my house by the end of this year. 

Kitchen/Dishes: Two things I had too many of...vessels to drink from and baking dishes! 

How am I doing? I went through my glasses, mugs and water bottles and pared it down to only about four of each. I think I was keeping some just in case I had a party or a bunch of people over or something, but if and when that does end up happening, people can drink wine from a coffee cup; I do not need to have a full set of 12 wine glasses just taking up space. The baking dishes were a similar story; will I ever need to make 48 muffins at once? Will that even fit in my oven at the same time? The answer to both of those questions is likely no, so I got rid of my old muffin tins and baking sheets, several casserole dishes and a few bread pans. I also culled my plates, bowls and serving dishes. How many things do we keep for "just in case" but we never use? For me, it was a lot. 

I feel like Old Mother Hubbard.

Don't worry; I have two more coffee cups but they are in use.

What is next? I would also like to simplify my cleaning products (these live under the kitchen sink). I bought a gallon of Simple Green when I first moved in almost 9 years ago and it is still probably half full. I bought bleach at Costco (sucker!!) and it is a three pack and I have a LOT of dish soap (and vinegar and hand soap and Windex and Bronners etc.) I would really like to pare these down to just a few items under the sink if possible. 

Living Room/Hall/Spare Room: I don't have a lot in the living room or hall, but my goal was to clear out any shelves or drawers in these rooms. For my spare room, that is where I keep my linens, so I wanted to also clear out that dresser. 

How am I doing? I feel pretty good about this. In the living room, I have a catch all by the door which his supposed to only be for my purse and whatever leaves each day with me, but it tends to gather items. I cleared this out, as well as my coffee table drawer and the shelves near my living room fireplace. In the hall, I went through the linen closet, which also houses extra cleaning supplies and toiletries, hair stuff, jewelry and travel items. I gave a bunch of the jewelry to my friend's daughter and it is so cute because she actually wears the earrings a lot! I took inventory of my cleaning products and toiletries (shampoo, lotion etc.) and my goal is to NOT buy any more until they are completely used up. For the spare room, I got rid of all but one extra set of sheets and blankets.

Don't judge - Bertha lives in my living room.

What is next? I am currently still in the middle of cleaning out the spare room closet, which is a jumble of my work clothes, bags, stuff to go to the thrift store/sell online/send to ThredUp/give away, old electronics (these will also go to the thrift store), did I say bags (so many bags! bags full of bags!), my vacuum, etc. As I mentioned above, I would like to have all of my thrift/sell items out of there by the end of the year, so this will be much improved by then! 

My last three months will be the reading nook, health check ups and plants...and then the year will be over (again)! I would say that three quarters of the way in, I am feeling very good about what I have done so far and after doing it this way for years, I also really think that a monthly purge is so much less daunting than a once a year one! 

Do you have a go-to all in one cleaning product? How often do you do a home purge? What kitchen item do you have multiples of but you rarely use more than one or two? 

Looking Back: Books

Now that the third quarter is drawing to a close, I thought I would do a quick review on some of my favorite books for the quarter! In the third quarter I read a lot since I did a lot of hiking and bikepacking and driving. However, because of this, most of them were audiobooks. I also DNFed a lot of books, maybe because they were (mostly) audiobooks, and I don't always get hooked at the beginning and I tend to then lose focus and so I end up just giving it up. 

A Tree Grows in Brooklyn by Betty Smith. As most of you know, we reread this book as part of Engie's book club, and it was great to not only read it again, but do to so with a group of people who had so many different views. I had a great time getting into the details and discussions of this book and it was just as good this time as it was when I first read it when I was a child. (5/5)

Good For a Girl: A Woman Running in a Man's World by Lauren Fleishman. To be honest, I did not know much about Lauren except that she was behind Picky Bars, but I really enjoyed this inside peek into the world of elite running. Lauren not only talks about the difficulty of being a woman in a mostly male sport (or at least one where the males are more prized), but she also gets into some of the eating disorders that the young runners had and it was very eye opening. I also read The Longest Race by Kara Goucher recently and was appalled at some of the things that were done to some of the elite running women.  (5/5)

I Feel Bad About My Neck, And Other Thoughts on Being a Woman by Nora Ephron. This book was recommended by Nicole and Elisabeth (<---new blog link here!) and it did not disappoint! Thanks ladies! Ephron talks a little about her past in a very funny way, but a lot of what drew me to this book is that it is a very real glimpse into the things we (women) experience as we get older. She talks about menopause and how she feels about her purse, how she depends on coconut oil, and the conversations with her sister about combatting hair thinning. I know that some of these things are on deck for me and I appreciate being able to giggle about them rather than dread them! (4.5/5)

The Likeness by Tana French. I am trying to read and give away books on my bookshelf (as always) and this was one of them. Some of them are pretty crap (random thrift store buys or Little Free Library finds or free on the street finds - I can't resist) but this one was good. French writes detective novels and this is #2 of the Dublin Murder Squad series. I thought I had read another book by her and liked it, but I don't see proof of that on Goodreads, so it appears that I did not read #1 of the series, but this did not make me like the book any less! (4/5)

I Have Some Questions For You by Rebecca Makaii. I went into this book highly doubtful, as I DNFed her other book The Great Believers. However, I really enjoyed this one. I would call it a cold case type of book, which I do think is right up my alley, so maybe that is why this one drew me in when the other didn't. Basically it is about a grown woman who goes back to her alma matter to teach a course and ends up getting tangled up in trying to solve a murder case that happened when she was at school there. It is similar to the show Serial, where they convicted one person but are now going back to review the details to see if perhaps the person they blamed is innocent. (4/5)

The Patron Saint of Liars by Ann Patchett. My favorite Patchett books are her essays: This is The Story of a Happy Marriage and These Precious Days. Similar to Ephron, she talks frankly but humorously about her life and how she got to where she is now. However, her fiction is sometimes not bad too! I do find her a bit hit and miss; I liked State of Wonder and The Dutch House but did not love the Magicians Assistant or Run. The Patron Saint of Liars is about a woman who goes to a home for unwed mothers with the plans to give up her baby, but after living there for a while starts to think of things differently. (4/5)

The Good Sister by Sally Hepworth. Oh man, this one will make you cringe! It is about a woman who I would say is on the spectrum, Fern and her sister Rose, who is not. Fern's sister has been taking care of her for years due to having a difficult mother growing up. Fern is happy doing her daily routine, working out, working at the library etc. When Rose is having trouble getting pregnant, Fern decides to help her by getting pregnant for her. Things do not go as planned and we learn that a relationship between sisters is not always what it seems on the surface. (4.5/5)

Stealing by Margaret Verble. This book was highly praised by Lisa, and it was a good one! It is about a Cherokee girl growing up in the 50s (?) in the Louisiana bayou. Things were difficult for Native Americans then (even more so than now) and she was taken away from her family and sent to live in a Christian boarding school, where things were not better than they would have been had she stayed with her family. It is disturbing and it will make you mad. One thing I did not like about this book was the abrupt ending. I wanted a resolution or a solution, and I did not get it. For that, I am docking .5 stars. (4.5/5)

The Many Lives of Mama Love by Lara Love Hardin. This one is all about sex, drugs and rock and roll. Okay, maybe more like drugs, jail and redemption. I am not going to lie; I had no idea who this woman is, but she was the ghostwriter for Desmond Tutu's book and The Sun Always Shines, which I enjoyed. The first chapter had me railing against her, as she dragged her three year old from place to place in an effort to score drugs. I wanted to slap her! Then she gets arrested, and chronicles life in jail, which I do find fascinating. When she finally gets out, it is a struggle to manage life, try to find a job, not break parole, find housing, and stay clean. She finally does all of this, becomes a successful writer and even gets to meet Oprah and the Dali Lama in the end! So yes, it is a feelgood "rags to riches" kind of story, but I enjoyed hearing the ins and outs and some of the struggles that people face in a world that I am not part of. (recommended by Beckett - thanks!) (5/5)

DNFed books -- China Rich Girl by Kevin Kwan (paper), The Passenger by Cormac McCarthy (audio), The Boys From Biloxi by John Grisham (audio), The Beautiful Struggle by Ta-Nehisi Coates (paper). 

What were your favorite books of the third quarter? What books have you DNFed lately? 

Rants About Trees & Neighbors

Last Saturday was an important day; it was the first day of fall, it was free entry day to the national parks in the US and it marked the point where we have 100 days left of this year. Woohoo! We don't really see a huge change in the weather here due to the change in seasons, although this week we are supposed to get rain (and possible snow in the Sierra) for the first time in a while. I have a maple tree in my front yard and while beautiful in the fall, it has a lot of leaves and all of those leaves need to be raked. It also has a lot of seeds and they are those little round spiky balls shaped ones and they can really hurt you if you step on them, due to both their spikiness and the possibility of rolling an ankle. My neighbor calls them ankle breakers. 

It's a constant battle!

Speaking of neighbors, she hates the tree and would probably be happy if I chopped the entire thing down, but I am not going to do that. In my area, there are rules for who is responsible for what when it comes t trees. This is something I learned the semi-hard way, as I have had tree issues with the neighbors on all three sides. The one on the side of the maple had branches touching her power lines. Technically if the branch is over the property line, the neighbor can cut the branch as long as it does not harm the tree (i.e. cutting an entire side of the tree off). However, as a good tree owner, I not only paid for the work to be done but had to coordinate with PG&E to have the power shut off and the lines taken down for the day while the arborist cut the tree. 

On the back of my house, I have a huge incense cedar, which has needles. The neighbor in the back came over and complained to me that "the leaves were dropping on his property" and he would like me to cut off the entire side that hangs over his property so he did not have to clean up the leaves. He also said that he was afraid that a branch was going to fall on a car parked under the tree. In this case, I had the arborist trim any dead looking or dangerous or extra long branches off and do maintenance for the health of the tree, but I was not about to lop off one entire side of the tree. 

The rules are that the person with the trunk on their property is responsible for regular maintenance of the tree. It should be trimmed in order to get rid of any dead, dangerous or dying limbs to keep it safe, but if a hurricane or natural event comes and knocks off a healthy branch and it damages the neighbor's property, technically they should have their insurance pay for it. If there is a branch hanging over their property and they want to trim it, technically they can; like I said, as long as it does not damage the health of the tree, it is allowed. They do not even need to ask for permission, although as a good neighbor I think that it is only polite. 

The guy in the back did not like that I did not lop off the entire tree, so when I asked him politely a couple of years later to stop leaning heavy things on our shared fence because it was starting to buckle under the weight, he gave me a "I will remove the items if you chop off the tree" retort. Sigh! Not to make this rant too long, but technically the fence is shared and if it needs to be fixed, we should share the cost. Now, if the one neighbor is a pain, you would have to go to court to request payment for half, which of course nobody wants to do, so you may just be SOL. 

The neighbor on the third side asked if he could trim a bit of the tree (the incense cedar) since it was hanging over his garage a little and I said sure and he cut off that entire side of the tree, which was much more than a "trim." In this case, I was not happy, he did not do what he said he was going to do, but the action had been taken and there was nothing I could do really at that point, so I opted to do nothing. Who knew that a simple things such as trees could cause so many discussions, issues and conflicts in the hood!? 

Enjoy the new season! Good luck with the raking! 

Have you ever had a conflict with a neighbor and if so, what did you do about it? What are the rules about shared trees and fences in your neighborhood? Is the weather changing where you are? 

Buses, Boats and Bicycles

Normally each year I pick a fun international destination and spend a couple of weeks there for my annual vacation. This year, I decided to stay local and instead of eating my way through France, I opted to instead torture myself for two weeks by pedaling Bob (the mountain bike) across the state of Washington. Not only that, but I wanted to do it on dirt, so it was not a straight shot. Instead I wound my way around the state and up and down some mountains before getting to the end. After that, I still had to get back to my car, so the adventure was not done. Then I was like John Candy in Planes, Trains and Automobiles, except my adventure was Buses, Boats and Bicycles. 

The adventure started by driving from California to the Olympic Peninsula and the tiny town of Forks, Washington. This may be familiar to you if you are a Twilight fan, as it is the setting that the author used for the series, and also one of the rainiest places in the US, according to Wiki. Luckily it did not rain when I was there, nor did I see any vampires. I parked my car there and got a ride to La Push, which has the westernmost zip code in the contiguous US, and also many beautiful beaches. As is customary, I dipped my back tire in the water and then started my journey. 

Sign outside of Forks, WA

I will not bore those of you who don't care much for a play by play of my entire bikepacking trip. However, there were a few highlights that I think everyone can appreciate! 

The Olympic Peninsula is beautiful. There are huge ocean beaches with enormous waves that remind me of the crashing waves of the Pacific where I live, but that doesn't make them any less intriguing. I could sit and watch them for hours! There are also tons of hiking trails, many tiny towns where you can get a coffee or a breakfast, and lots of places to stop and just take in the view. 

The lovely Pacific coast

Bob hanging out near Port Angeles

But the thing I utilized the most was the Olympic Discovery Trail. This is a mostly flattish bike trail that goes all the way from La Push to Port Townsend, which I think is about 135 miles. Right now, some sections are on the road, but you could easily find a 20 mile stretch that is mostly bike paths and quiet streets. There were a ton of blackberries along the sides and I think I spent more time eating them than I did riding. The other highlight was an alternative section called the Olympic Adventure Trail, which was a really smooth and fun single-track section that I really enjoyed, especially when it started raining and the canopy kept me halfway dry! They have a great set of maps on their website that you can even download to your phone and get turn by turn directions if you want. 

Olympic Discovery Trail near Forks

Bob and the ODT near Lake Crescent

The next fun thing was taking the ferry across the Puget Sound. Did you know that if you do not have a vehicle, riding the ferries eastbound is free? You have to pay $10 for the westbound trip but unless you have a car, you only pay one way! I have taken the ferries in the San Juans before, but I have never done it with a bike, so that was a first for me! It's quite exciting to zip in (and out!) before all of the cars come rushing up behind you and you have to get your bike out of the way and tied up before they run you over. Also, just like in San Francisco, taking the commuter ferry is a great way to see the bay (or the sound in this case) without paying for an expensive "bay cruise." For $10 I got to see the Seattle skyline and watch the sailboats in the Puget Sound. I call that a win! 

View of Seattle from the ferry

I also rode for a long time on the Snoqualmie Valley Trail, which I started on in the town of Carnation, which is east of Seattle. It goes along the Snoqualmie River into the mountain towns of Snoqualmie and North Bend. This was a steady uphill but it was shaded and cool and since it was an old rail trail, it was not very steep. I would really recommend going there; you can camp at the campground near Carnation and ride east to North Bend and get a hamburger at Twede's cafe. For those of you who are fans of the show Twin Peaks, this is the location of the famous cherry pie diner. I found it a bit kitschy of course, but I got a seat right away, my food came out fast, and they had bottomless French fries, so yay! After gorging yourself on fries, you have a downhill ride back to your camp. By the time you get back you will be ready for a swim in the river right next to your campsite! For me there is nothing better than a swim in the river on a hot day. 

Snoqualmie Valley Trail

Twede's Cafe in North Bend

Last but not least, the Snoqualmie Valley Trail links up to the John Wayne Trail, now known as the Palouse to Cascades trail. This is also a rail trail that has been converted to a bike trail, and is again all dirt and slightly uphill for the first 20 miles. I ended up loosely following this trail almost all the way to the Idaho border. The highlight of the first section of this trail is a more than two mile ride through the Snoqualmie tunnel! If you do not want to ride all the way up the hill from the start, you can also start at the town of Hyak and then it is less than a mile from the tunnel from there. It was very dark and kind of damp and chilly but pretty fun and was a new experience for me! We used to run through the train tunnels when we were kids; it was such a thrill to see if we could get through before a train came. I don't think the Snoqualmie tunnel had that same element of danger, but it was eerie being alone in the dark for several minutes, and you literally cannot see the light at the end of the tunnel!!!

Snoqualmie Pass Tunnel

Camping along the PTCT with the Enchantments in the background

In the end, it was a grand adventure! There were many hard days; I rode my longest ride ever so far (80 miles) in one day, and one day it was about 100 degrees out and of course this was in eastern Washington where there are no trees, so I think I baked my brain a little bit that day. However, I rewarded myself with a lot of ice cream when I could, and had fun seeing the small towns (and I do mean small! One was about 500 people) and farmland along the way. I saw a lot of dead animals, banana peels and trash, specifically aluminum cans. On one stretch of highway, I counted over 100 cans in a one mile stretch!! I ended up getting to Idaho via Spokane, where I then took my buses, boats and bikes back to my car before driving home. 

This photo was taken on the hottest day

Made it to the border!

Hottest temperature:     100 degrees

Longest day (miles):      80 miles

Total elevation gain:      31,784 feet

Total mileage:                688 miles

Have you ever been to Washington state? If so, what is your favorite place/thing to do there? Are there any fun bike paths or rail trails where you live? What did you do for your vacation this year?