tag:blogger.com,1999:blog-25226414.post610697144712118339..comments2024-03-27T20:45:10.861-07:00Comments on travel spot: Take the Money and RunKyria @ Travel Spothttp://www.blogger.com/profile/05889638304509763419noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-25226414.post-5385459461740672712016-01-18T04:17:40.309-08:002016-01-18T04:17:40.309-08:00This comment has been removed by a blog administrator.Anonymoushttps://www.blogger.com/profile/05800179719786384953noreply@blogger.comtag:blogger.com,1999:blog-25226414.post-16321758845055756602016-01-14T19:45:46.421-08:002016-01-14T19:45:46.421-08:00We use Mint to keep track of our spending, but the...We use Mint to keep track of our spending, but there is some bleed between categories. Some of our biggest categories are the home, our cars (we have a car payment and insurance on two vehicles), and travel. Between traveling to see both our families about once a year, me usually paying for one or two conference trips out of my own pocket, and a vacation trip or two things add up pretty quickly, especially when you factor in the extra expense of going places from Alaska.Raquelitahttps://www.blogger.com/profile/13138113830990586689noreply@blogger.comtag:blogger.com,1999:blog-25226414.post-8159057950742889382016-01-14T14:35:37.157-08:002016-01-14T14:35:37.157-08:00I was super into budgeting at the beginning of las...I was super into budgeting at the beginning of last year and totally fell out of the habit. I need to get back into it and start tracking these things. I know I'd be shocked by what I find.Karen Petersonhttps://www.blogger.com/profile/15850074575613273163noreply@blogger.comtag:blogger.com,1999:blog-25226414.post-25426313464032052252016-01-14T10:25:30.179-08:002016-01-14T10:25:30.179-08:00This is very interesting and I want to do a breakd...This is very interesting and I want to do a breakdown like this for my own spending in 2015. What software do you use to track your spending (and make this pie chart)?<br />I am impressed how little you spend on food (I am guessing that this will a larger percentage for me, even though we don't really eat out this much). It'll be interesting to see how my percentages fall.Sanhttps://www.blogger.com/profile/10196296268895103846noreply@blogger.comtag:blogger.com,1999:blog-25226414.post-56813062814987049772016-01-14T05:15:06.749-08:002016-01-14T05:15:06.749-08:00As you know, I find these posts fascinating. I am ...As you know, I find these posts fascinating. I am impressed by how little you spend on clothes and things like that. That's definitely an area of opportunity for me this year as I could cut back on clothing purchases. My biggest piece of the pie is housing, which also includes my condo I own (which I did not quite break even on last year but will this year as I increased the rent). I should probably split that out into its own piece of the piece but it's easier to just keep it under the home category for now. My housing expense is a big % of my spending, and definitely higher than 33% but I think it's better to look at it as a % of income because I could make it look smaller if I spent more money, you know? As a percentage of my income it's well below 33% so I feel good about how much I am spending. <br /><br />My financial goal for the year is to increase my savings by a certain amount. And I am really hoping that my condo value rises enough to allow me to sell it in the spring but that's out of my control. I know I could pay it down more aggressively over the next year but from a tax standpoint it's better for me to put the extra money I would put towards the mortgage payment in a separate account to use when I come to the closing table. Otherwise if I pay it down too much it limits the tax loss on it or creates a gain that would be taxable... All that said I am just sooo ready to be done with owning that place. Lisa from Lisa's Yarnshttps://www.blogger.com/profile/05335500882510597919noreply@blogger.com