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3.06.2018

Looking Back: December & January & February

And before you know it, poof, a month has already gone by! And then, poof, another! I have been really slacking on posting, but I have been reading your updates when I get a chance; I am just not really commenting as much anymore. Here, in short form, is a summary of my past few months.

December quickie: In December I ran 164 miles to bring my 2017 total to 2,505 for the year, which got me to my 2,400 mile goal. I climbed 29,800 ft, which also bagged me my 450k climbing goal for the year.  I read 6 books, for a total of 94 books. My favorite for December was The Alice Network, which I talked about in my Best of 2017 book post. I traveled home for the holidays.

Running: In January I ran 204 miles and climbed 28,900 ft. In February I ran 210 miles and climbed 23,300 ft. This year I have lowered some of my goals a bit, as I have some more important things on the agenda, but I would still like to break the 2,000 mile / 400,000 ft climbing goal. I seem to be on track so far.

Sunset Speed Work at Lake Merritt

Point Reyes Sunrise Run

Lately a typical running week is three or four runs: a short trail run during the week, one session of road/speed work during the week, a "long" trail on the weekend and sometimes a once a week catch up road run with a friend who is training for her first full running half marathon (she has done a half before but walked a lot of it). This seems to be a good variation while still putting in enough miles but spending less time than if I did all trail runs. I still struggle to find a balance at times (and sleep is often the loser), but it'll get there!

Reading: In January, I started 6 books and put three of them down right away, for a net total of three books. I have started to be better about ditching books that don't catch my interest before I get to the halfway point. This time, I even ditched a couple in the first couple of chapters! In February, I had a better month, and read four books (no rejects!) which were all pretty good. My goal this year is one book per week, or 52 books. So far, I am a little bit behind, but I will likely catch up in August and September, when I generally have most of my vacation time.

Some of my favorites from the past two months were:

Beartown by Fredrik Backman (****)
Pachinko by Min Jin Lee (****)
A Gentleman in Moscow by Amor Towles (****)
We Were the Lucky Ones by Georgia Hunter (*****)

Travel: You know that buzzer sound when you get an answer wrong on Family Feud? That pretty much sums up my travel for the past two months. A big fat BEEEEEEP. Nothing. Okay, so not totally nothing, I guess, but mostly local. I went to Auburn for a nice hike with the family and I spent a fun game night at a friend's house, but I have slept in my own bed every single night so far this year. After spending virtually no Saturdays in my own bed from August - November of last year, it feels a little strange. Plus I have to wash the sheets more often now.

Auburn Hike with the Fam

Well, that's the last three months in a nutshell! Before I go, I want to give a quick shout out to my friend Lisa, who besides my Mom (hi Mom!) is one of the few people who reads this. After what I would say was a difficult pregnancy, she recently had a baby boy! Congrats Lisa!

What have you been up to for the past few months? What book should I add to my list? In what month do you travel the most?

1.04.2018

Looking Back: 2017 Money Pie

To welcome in the new year, I always take a moment to look back on where I spent my money. I find it very helpful in organizing my spending for the year ahead. In addition, it sometimes gives me a wake up call, as often it is easy to spend a lot in one category without even realizing it (cough, Costco, cough). You can find prior years here: 2014, 2015, 2016.



This pie is for spending only, and does not include savings. Here they are, in order of greatest to least!

Home: This category includes mortgage, utilities, taxes and insurance, as well as other misc items, such as appliances, stuff from the hardware store, home improvement and furnishings. This year I actually spent nearly the exact same amount dollar wise as I did last year on my home category. However, I bought a lot of backyard materials this year!
 
Travel: Once again, travel ended up high on my list. This category includes flights, lodging, food and transportation when away from home, including long distance run trips and road trips. I did a 2,000 mile road trip to Wyoming as well as road trips to both Oregon and Mammoth this summer. I also went to Minneapolis for Lisa's wedding and to Bryce for the 100 miler!
 
Transportation: Last year I bought a car, so this year my transportation category was significantly lower. However, this still includes the daily commute to work (including pre-tax dollars) as well as registration, insurance, gasoline and maintenance for the car. Luckily I have my trusty bike, so much of the daily transportation is done sans vehicle. However, this also includes weekend trips for running etc.

Groceries/Dining Out: In 2017, I actually spent 17% less on food than I did in 2016. I had to double and triple check that number though, as I did not feel that it could be correct. However, after checking, I did confirm that I spent about the same amount dining out, but a lot less on groceries. The culprit? Costco! In 2016, I took 5 big Costco trips, whereas in 2017 I only took 3 and man, what a difference a Costco trip makes!!

Misc: This includes personal care, toiletries, gifts and donations, credit card fees and things like that. This year my dollar amount increased significantly! The bulk of it is gifts, but I had some registration/education fees to pay this year which really upped the dollar amount of this category a lot.

Health: This includes pre-tax deductions and any copay or charge for the gym, prescriptions, contact lenses etc. The bulk of this percentage is health insurance.

Shopping:  This category pretty much includes anything I buy on Amazon, regardless of the use. I am too lazy to sort through the purchases to see what is food related or what is not. In fact, that could be a big reason why my food spending was so much "less" in 2017, as I do buy a lot of dry goods on Amazon. In addition, much of it could probably also go towards the Entertainment or the Travel categories as well, as I did buy some camping/hiking related items as well.

Entertainment: This includes movies, baseball games, and running related (or other hobbies) expenses. This year, most of it went to race fees. I did travel for running, but I kept that in the travel category.   

The Verdict: In 2017, as planned, I did spend less dollars than last year. However, it's a bit of a cheat, as I bought a car last year. Without the car purchase, I would have spent about 9% more in 2017 than I did in 2016. I did see big increases in Health (I blame premiums), Misc (education) and Shopping (laziness of not sorting the category, aka human error). I spent a lot less on Groceries (sorting/human error/Costco) and Transportation (car purchase) and pretty much the exact same amount on Dining Out and Home.

What should I do differently? I would say that aside from spending less on shopping, I should probably get a better categorization system for Amazon purchases. Otherwise, I could travel less. NOT! Actually, most of my travel involved camping, so the bulk of the cost was flights and transportation costs.

Do you tally up your spending at the end of the year? Do you budget for next year? What was your highest spending category in 2017?

1.02.2018

2017 Goals: Year End Review

Happy New Year!! Last January, I posted nine goals and it's time to look back to find out how I did!

1. Run a 100 mile race -- Done. Bryce 100M is in the books!

2. Run 2,400 miles / Climb 450,000 feet -- Done. 2017 Totals = 2,505 miles / 457,400 ft.

3. Conquer the hills -- Not Complete.  The goal was to PR on the following:
(1) Marincello: Goal = beat 15:41 total or 10:53/mi -- best this year = 16:36 total or 11:31/mi
(2) Bobcat: Goal = beat 21:33 total or 10:39/mi -- best this year = 23:19 total or 11:31/mi
(3) Regular 12: Goal = beat 1:45:00 total or 9:03/mi -- best this year = 1:57:51 total or 10:09/mi

4. Read 52 books (with at least 4  of them off my home shelf) --  Done. As of Dec 31st I read 95 books with a total of 33,412 pages which is an average of about 350 pages per book. Also, 6 of them were off of my own shelf and I gave away 4 of them after I finished them.

5. Bike or Run Commute once a week to work -- Done. I ended up with 303 biking miles this year, which is an average of about 5 miles per week. This jives with my goal, as one round trip commute to BART is about 3.5 miles. I have not run commute even once this year.

6. Try 12 new things -- Done. This year, I (#1) drove cross country to WY in one day, (#2) and hiked off trail  for over 100 miles in the Wind River Range. I did a solo trip to (#3) Sweden, where I (#4) hiked the 400km+ Kungsleden trail, (#5) ate reindeer sausage, (#6) rowed myself across a lake in a rowboat three times, tested out a new rain jacket, and (#7) tried Swedish beer. I also (#8) went to Bryce National Park, where I (#9) ran 100 miles and then made a quick stop in (#10) Zion on the way home. I visited friends in Brighton Beach where we went to a (#11) BYOV (bring your own vodka) Russian restaurant. I went (#12) to the drag races in Sonoma and then the finals in Pomona. There were many others as well, and I am still mostly "learning something new every day" as my parents used to tell me I should do!

A Day at the Drag Races

7. Spend less money than last year -- Done. As of the end of Q2, I spent 26% less than last year. However, after Q3, after buying a lot of new backpacking gear and doing the bulk of my yearly traveling, I sunk to only 11% less than last year. At the end of the year, I ended up spending 10% less than last year.

8. Complete my yard project -- Mostly done. My goal was to switch out the grass in the front yard for rocks and drought resistant plants. This was done. I also wanted to update the front yard sprinkler system. This was partially done In the back, my goal was to reorganize the raised beds, reorganize the drip system, set up a leveled patio area in the back corner, and put down flagstone on the patio. This was all done. However, I am not really satisfied with the setting of the flagstones, and so this will be 2018 redo. So, I will say that this was done.


9. Complete my wall art / photo project -- Done. I finally got my act together and printed out some photos for the over-the-couch wall. The problem is that I can never choose which photo to put up. However, I finally decided to just put something up and if I didn't like it, I could change it later. I also ordered some more canvas prints from a Groupon and so now I have a few more prints around the rest of the house as well.


Out of 9 goals, I really only missed one of them, so I call that a good year!

How did you do with your 2017 goals? What new things did you try this year?