Showing posts with label Neat Freak. Show all posts
Showing posts with label Neat Freak. Show all posts

1.29.2024

The Not So Successful Side Hustle: An Update

You may recall that I recently started an unsuccessful side hustle. I never claimed to be an entrepreneur and I definitely am not much of a salesperson, but last year I thought I would try my hand in selling some stuff online. The last time I posted, I was just trying eBay, but I asked for your opinions on FB Marketplace and you all said to do it, so I did. 

I won't say that it started off easy. First of all, I was afraid. I don't really love people knowing my details and FB shows your name and could possibly involve your address. I am not a huge fan of people coming over to my house, unless it is specifically scheduled, and I do not really want people inside my house. However, I decided to do a Shonda Rhimes and call this "the year of yes" and just get comfortable with being uncomfortable. 

The first thing I listed was a stationary bike. I immediately got three replies, all offering me the exact amount I had listed it for. Hurray!! Or should I say, hurray? My Spidey senses went up, I looked at the profiles of the buyers and all of them were created in 2023 and had no personal info. I blocked and reported all three. My first adversary, slayed! After that, weeks went by with no further inquiries. 

I decided to try something a little more simple, cheaper and that did not need two people to lift it. I listed an end table, had an inquiry the next day, and had a pleasant conversation with the buyer over messenger. However, our times were not jiving, so face to face pick up was going to be difficult. I decided at that moment to offer to leave it on the porch and she could get it when she could and just leave me money. I figured if she wanted it that bad, she could just take it. However, she was super sweet, came and got it and left me money and then communicated (gasp!) that she had done so. I was converted! 

After that I listed a bunch of other things and after about six months, I have mixed feelings. Firstly, there are a ton of flakey people. So many people ask if the item is available and even if I reply right away, they ghost me after that. I have had people ask questions about details that are in the description (and I always include dimensions, info about stains, chips, tears etc.). I want to tell them to read the bloody description and stop wasting my time, but I usually don't. I have had people fully commit, ask me to hold the item, set up a time and then ghost me. I have had people set up a time and then come an hour early! People are strange. 

However, I have had some good ones and I thought I would give a seller's perspective on the perfect buyer. 

(1) The perfect buyer does not use the auto inquiry "Hi, is this available?" (often used even when the items are plural, by the way). 

(2) The perfect buyer has personality and says something like, "Hello [insert seller's name here], I was wondering if this was still available. If so, I would be able to come and get it today." ***side note, are there a lot of sellers who don't take down their listing even if they have sold the item? There must be, because I get A LOT of  "is this still available" inquiries. It's still listed! Yes it is still available!***

(3) The perfect buyer sets up a time to get the item as soon as possible. An actual time, not "tomorrow" or "later today" or my favorite, "after 9 pm." (they clearly don't know me). The perfect buyer then messages their ETA when they leave, when they are 5 mins away and when they are outside. I love these people! LOVE THEM. 

(4) The perfect buyer does not set up a time, come to my house and THEN ask if they can get the item for half off. The perfect buyer haggles in advance, settles on a price and then sets up a meeting time. 

(5) The perfect buyer pays cash, in exact amounts, but I will not be mad if they want to use Venmo. 

(6) The perfect buyer sends a photo of the item later, happy in its new home. 🧡 


So clearly everyone is different, and I am sure the buyers out there have some horror stories about the sellers (and I want to hear them!) but it seems like sometimes common courtesy is just lacking. I actually went down a wormhole of this reddit thread and wow, there really are some way worse horror stories than I have had! 

But wait, let me tell you about the saga of the suitcases. I have a set of suitcases; there are three of them, they are hard sided, they have four spinning wheels. They are nice suitcases. I only used the smallest of the three a couple of times, but I decided I was a backpack person and they sat in the garage for years. I listed them for about half of what I got them for, even though they are essentially unused. Since I listed these cases, I probably have had almost a thousand clicks on them. And for some reason, everyone who is interested in the suitcases has some issue or other. 

The accursed luggage. 

The first guy seemed like a creeper as he did not ask any questions about the cases, but just asked for my address right away, so I ignored him after that.

This lady told me she wasn't a flake, which made me suspicious.  Also that looks like a copy-paste. Hm. 


Several other people set up times and then ghosted me. Here is an example. (before this first clip, I told her I would be available from 12 pm to 1 pm). 

At 12:57, no word. So I messaged her. 

After this, she gave me another thumbs up and then the next day, did not show, did not message, nothing. 

Here is another good one. This lady messages me on Tuesday afternoon and says: Hi do all the wheels work smoothly? I just had to return a luggage set to a lady on market place. The wheels ended up being all wonky and not wheeling properly. I’m leave for a long trip Thursday and need something durable. 

So I am thinking that she sounds like one of the ladies I used to serve at Nordstrom; they would buy shoes but as they were buying them would complain about shoes and you knew, you JUST knew that they were going to wear them once and then return them (which goes against your commission if they do) after wearing them. Also, their party or whatever would be the next day and they would complain about how they just can't find anything perfect (and you would be thinking that it doesn't seem strange to you!) yet! 

BUT I message her and tell her that the wheels work great but I am only available Tuesday evening, not Wednesday. She goes on to then ask me my address (why!) and I give her the general area, thinking that we have a sale. Then she asks for $25 less than the listed price, which by the way is about 25% less, and when I counter, she doesn't agree, but just asks if we can set up pickup for tomorrow, and I reiterate that I am not available Wednesday and then... she ghosts me. Mind you, this exchange took place over six hours. So she texted me at the last minute (for her vacation) and then draws out the conversation and then doesn't want to come and get it as soon as possible!? I don't get it. 

On the other hand, if you ever DO want to get into a side hustle, for some reason around here, plants are the way to go. Remember I talked about emptying out my plant room? Well, I was going to just put them all out on the curb with a "free" sign, but I thought what the heck, I will give FB a shot. I listed about 15 indoor plants and over the next day, I sold about 9 of them and made almost $200! Listen, I listed them cheap, including the pots, but I was going to give them away for free, so I was super happy. Drinks are on me! Plus, if you recall, many of these were propagated by me, so aside from the pot and the time, they didn't really cost me much to begin with! 

Plants for sale!! 

Do I know how to make a short story long, or what!?!? Thank you for listening, and thanks to those of you who commented on my original post and prodded me to just give it a shot. 

Do you have buyer or seller horror stories? Are people in your area as flakey as the ones here? But most importantly, why are the suitcase people so weird!?!?!? I need hypotheses! 

1.04.2024

Looking Back: Purging Progress Report Q4

Well folks, the year has ended and it's once again time to be accountable for what my plans were at the beginning of the year. As you know, I try to purge a little each month every year so that I don't get a glut of things that I have to eventually go through all at once. My three areas I wanted to work on for the last three months of they year were reading nook, health and plants. 

Reading Nook: This is a room with several bookshelves and a nice chair to sit and read in, plus it has windows on two sides, so it has a lot of light. For this reason it is also my plant room. I wanted to read some books on my shelves and get rid of them, as well as get rid of the books I have kept with the intention of reading again but not reread. 

Reading Nook -- Before

Reading Nook -- After (don't mind the disassembled shelving)

I found I was keeping books just to have them, but decided that if I moved again, I do not want to move boxes and boxes of books just to display them. I have only bought a handful of books over the last 10 years and am really utilizing the library exclusively these days and I don't really reread very many books (with the exception of A Tree Grows in Brooklyn, of course). I also do not really love holding up a heavy paper book as much any more! 

How am I doing? I am going to say that I kicked ass in this category. I basically got rid of all books except for a few travel or education books, and a few books from my childhood, and a half a dozen that I have not read yet but still may read. I literally went from three bookshelves to one, and plan to get rid of that one in the next month also. 

What is next? As stated, I will read the handful I have left, get rid of the last shelf and I will have a whole room to play with! Expected completion date: end of January. 

Health: I try to get all of my health related things done by November, but if I haven't, this is when I check in with myself and get them scheduled by the end of the year. This works schedule-wise, but it also important for insurance, which often pays a certain amount of dollars or for one preventative visit per calendar year. 

How am I doing? Check, check, check! I did save the best for last and had my mammogram literally the last week before Christmas, but otherwise I was pretty much good to go. Side note: I had a riveting conversation about the dangers of bicycling in San Francisco with the mammo tech while standing in the room half naked. Good times. 

What is next? I need a crown and was putting it off for two reasons. (1) I hate the dentist and I don't want to do it! (2) the insurance I had did not cover it at my dental office, so I switched from a PPO to an HMO and now that it is a new year with new coverage, I can schedule it. I also get dollars from my company towards my HSA if I do certain activities (sleep, water, wellness check etc.) so I will get that done ASAP because compounding rules! Expected completion date: end of February.

Plants: I love plants and I often make clippings and replant them and so I have a plethora of plants. I didn't really have a plan for these, but knew that I need to start doing something about them. 

Too many plants! And this is just a fraction of them. 

How am I doing? This year I gave away a few clippings to different people, but I still have too many.

What is next? Next up is to either sell some on FB marketplace or give them away for free. Expected completion date: end of January.

In addition to the above items, this year, I have also kept a bag in my closet for donation items and if I put on a shirt and it is too short, it goes right in the bag. I have taken at least one run to Salvation Army per month this year. I also keep a "to shred" bag, where I can easily throw paper items that need to be shredded and then I can take them to work and shred them little by little. I am also still working on selling some of the more valuable (or sought after) items online. 

One (of many) load(s) of donations!

I would say that all in all, I think my year of purging went well and hopefully that means that 2024 will be a breeze, as each year there should be less and less things to go through. I really do want to pare it down even more though, as it really is amazing how much stuff we accumulate over the years. My other goal is not try not to "stock up" on things, which is very hard for me, as I like to plan ahead, and to buy things when they are a good deal! There is always room to improve, I guess. 

Did you get all of your health check ups done by the end of the year? Do you keep/reread physical books? Did you have any purging goals for 2023 and if so, how did they go? 

10.23.2023

My Last To Do List: In Case of Emergencies

As I mentioned in my 2022 recap post, one of the things I completed last year was what I call my last to do list.  Actually it is more of a file with a bunch of documents and a to do list in it, so let's just call it the In Case Of Emergencies (ICOE) file. If you have not read my first post of this series about trust and estate planning, you can read it here

This is basically a file that you can tell your emergency contact the location of so if something happens to you, they can go and get it and have a one stop shop of where things are and what they may need to handle for you. This is something that my grandmother had and after she passed away, it was so easy to arrange her affairs, since she had already done most of the work for us. After that, I decided to hone and combine a couple of the lists that I already keep for myself and update my file so that my loved ones would have a roadmap for me. Obviously this changes over time, so I have put it on my yearly purge and organize task list as something I revisit and update once a year. 

Important Docs: I basically have a big thick plastic ziplock bag (like this one) that I keep all of my grab and go important documents in. This includes the lists I will reference below, but it also has things like my trust documents, birth certificate, passport, deed to my house, title for the car etc. I also keep a paper copy of each of my bills so that the account number and phone number to contact are handy. Obviously this could be found online but I like to take the "belt and suspenders" approach. 

Vaccinations! (this can be uploaded online now too)

Other Important Items: This is also not on a list, but I keep any old memory cards or external hard drives with photos etc. in the same bag. I know most things are in the cloud now, but I have a lot of older photos that I have not put in the cloud so those are kept on hard drives for the time being. 

List of bills: This is a printout of an Excel spreadsheet of what bills I have, how they are paid, when they are due, and how much they normally are. Most of my bills are on autopay, so I have also noted whether it comes from my bank account (like the mortgage) or the credit card that I use for autopay. I only use one credit card for anything I have autopay on and use a different card for any online purchases and a third card for brick and mortar purchases. This way if the card that I carry around with me gets lost or stolen, I do not have to go back and update all of my online and/or autopay details. I also have this list saved in a Google drive folder that I share with my emergency contact so that it can be accessed online as well. 

List of bank accounts, retirement accounts etc.: This is also an Excel spreadsheet; I do not put account numbers on this, but it is a list of where the account is, what type it is, and who is the beneficiary. This includes my loan for my mortgage. 

List of properties: the deed or deeds should be in the file anyway, but it could also help to keep a list of the address(es) of any properties in the file too. I have also noted who my mortgage is with and approximately how much I have left on my loan (to be updated once per year). 

List of email address and passwords: this is also up to you and can be stored electronically and shared instead. You can also get a password vault app that can be shared. However, my list is not long; it only includes sites that I think people would want to have access to, such as my Google account, which is where all of my photos and such are. Also this can be retrieved in some cases after your death, although I did read that the Apple iCloud data is not transferrable. To be safe, I would share your login with someone if the information is important! 

Where is this file? Most importantly, tell someone where this file is and how to access it if it is in a safe or somewhere locked. 

Just a side note, as I have mentioned in the past, this file is also the very same one that I would grab if there were a fire heading my way, and because of this, it also has cash in it. I also have a box of photos (hard copies) and a go bag with a change of clothes and some food as part of my emergency prep kit, but if the fire were coming fast, I would just grab the ICOE file and skedaddle. So it satisfies two different purposes. 

Do you have a ICOE file or a Go Bag? Is there anything that I do not have on my list that you have on yours? 

10.02.2023

Looking Back: Purging Progress Report Q3

And just like that, the third quarter of the year has come to a close! As you know, earlier this year I talked about doing some purging and it's already time for the accountability check in again! My three areas I wanted to work on for the months of July, August and September were bedroom/shoes, kitchen/dishes and living room/hall/spare room. 

Bedroom/Shoes: As you know from my story about my unsuccessful side hustle, I have tried to sell some of my more expensive shoes online and have had only okay luck. However, I sent a batch of them to ThredUp and had some success! For four pairs of shoes, I made $80.00! Yay. 

How am I doing? Since I am trying to sell some, many of them are still in my house, so there is a large pile of shoes that I will get rid of one way or the other. I am going to call this a win. I am not in any danger of going back through them and them making their way back into my closet, believe me. I am now down to a couple of pairs of running shoes, a couple of sandals, a couple of boots and a couple of fancy dress shoes. I will probably cull it even more, but you know how it is; when you find a nice pair of knee length black boots that fits you well, you sometimes just have to keep them! 

What is next? I am going to still try to sell some more online; if those don't sell by the end of the year, they will either go to ThredUp or to Salvation Army. My goal is to have them all out of my house by the end of this year

Kitchen/Dishes: Two things I had too many of...vessels to drink from and baking dishes! 

How am I doing? I went through my glasses, mugs and water bottles and pared it down to only about four of each. I think I was keeping some just in case I had a party or a bunch of people over or something, but if and when that does end up happening, people can drink wine from a coffee cup; I do not need to have a full set of 12 wine glasses just taking up space. The baking dishes were a similar story; will I ever need to make 48 muffins at once? Will that even fit in my oven at the same time? The answer to both of those questions is likely no, so I got rid of my old muffin tins and baking sheets, several casserole dishes and a few bread pans. I also culled my plates, bowls and serving dishes. How many things do we keep for "just in case" but we never use? For me, it was a lot. 

I feel like Old Mother Hubbard.

Don't worry; I have two more coffee cups but they are in use.

What is next? I would also like to simplify my cleaning products (these live under the kitchen sink). I bought a gallon of Simple Green when I first moved in almost 9 years ago and it is still probably half full. I bought bleach at Costco (sucker!!) and it is a three pack and I have a LOT of dish soap (and vinegar and hand soap and Windex and Bronners etc.) I would really like to pare these down to just a few items under the sink if possible. 

Living Room/Hall/Spare Room: I don't have a lot in the living room or hall, but my goal was to clear out any shelves or drawers in these rooms. For my spare room, that is where I keep my linens, so I wanted to also clear out that dresser. 

How am I doing? I feel pretty good about this. In the living room, I have a catch all by the door which his supposed to only be for my purse and whatever leaves each day with me, but it tends to gather items. I cleared this out, as well as my coffee table drawer and the shelves near my living room fireplace. In the hall, I went through the linen closet, which also houses extra cleaning supplies and toiletries, hair stuff, jewelry and travel items. I gave a bunch of the jewelry to my friend's daughter and it is so cute because she actually wears the earrings a lot! I took inventory of my cleaning products and toiletries (shampoo, lotion etc.) and my goal is to NOT buy any more until they are completely used up. For the spare room, I got rid of all but one extra set of sheets and blankets.

Don't judge - Bertha lives in my living room.

What is next? I am currently still in the middle of cleaning out the spare room closet, which is a jumble of my work clothes, bags, stuff to go to the thrift store/sell online/send to ThredUp/give away, old electronics (these will also go to the thrift store), did I say bags (so many bags! bags full of bags!), my vacuum, etc. As I mentioned above, I would like to have all of my thrift/sell items out of there by the end of the year, so this will be much improved by then! 

My last three months will be the reading nook, health check ups and plants...and then the year will be over (again)! I would say that three quarters of the way in, I am feeling very good about what I have done so far and after doing it this way for years, I also really think that a monthly purge is so much less daunting than a once a year one! 

Do you have a go-to all in one cleaning product? How often do you do a home purge? What kitchen item do you have multiples of but you rarely use more than one or two? 

8.28.2023

The Not So Successful Side Hustle

Most years, I do a purge of all of my things, but this year I decided to ramp it up and try to get down to the bare bones. I am doing a pretty good job for the most part. I have whittled my work clothes down to about three pairs of slacks and seven sweaters (one for each day of the week plus a couple of backups since a couple of them are well loved). I only have two pairs of running shoes (if you are a runner, you know how these can collect, and it is very common to buy several pairs of the same style if it fits you well). I am getting there slowly. 

The thing that I decided to do this time which I have not done before is to sell some of the things online. Much of my work clothes and shoes were purchased when I worked at Nordstrom (in the late 90s / early 2000s and yes some of them even still fit!) and I spent a lot of money building up my work wardrobe. After that, I bought some extras from thrift stores, but I always pick through and find the good brands (BCBG, Ann Taylor, Tahari, Diane Von Furstenburg etc.) So I thought that maybe I could get some of my money back by selling these items. 

It took me a long time to get started. You know how you have good intentions but that box of "sell online" items sits in your closet for months because you are not sure how the shipping works and you are too lazy/scared/unmotivated to find out what to do? That is what I did. I purged, I segregated, the box sat in the closet. Finally, I looked up shipping procedures, got flat rate boxes from the PO and started taking photos of things. But then, I was not sure how much to charge and I waited again, pondering. Finally I put my first item on eBay. 

And then...nothing happened. Nothing happened for a long, long time. This was my first time and I had no idea what to expect or what to do if nothing happened, so I let it refresh (it does this every 30 days) for a long time before I finally took the listing down. Then, about six months later, I decided to try again. This time I put several listings up and I decreased the price if they did not sell after a certain time period. For a long time, nothing happened. 

And then...someone bought something! Hurray! Then I muddled through printing a label and putting it in the right box and getting it to the post office, but I did it. In the end, it was not that hard. I don't know why I waited so long to start. After that, I enthusiastically posted a half dozen other items, and...nothing happened. 

You can see where this is going! However, after about a year and a half of listing items, I have sold probably five items. So clearly I am not going to quit my day job! However, it is very satisfying to get even $20.00 for an item that I paid a lot for, as the alternative is to get nothing! HOWEVER, I do not think that the buck is worth the bang unless you are at home full time and you have free time. Let's say I probably spent five hours collecting, photographing and posting listings (and revising) and I have made....drumroll please...about $70.00. This puts me at $14.00 per hour, which is less than the $18.07 minimum wage in San Francisco. Bottom line: I should probably go get a job at a coffeeshop and give all the items to Goodwill! 

When the items do not sell on eBay, I send them to thredUp, which is an online consignment store. I have sent about 12 items to them and made $64.00, so my per hour on this is probably about $18.00-$20.00 per hour, but my per item is only $5.00 vs about $14.00 per item on eBay. I did look into taking my things to a local consignment shop but they are VERY picky, i.e. it has to be current season, certain brands etc. and most of my things are not current season (they are classics!) 

Next up is a big Goodwill/Salvation Army run, or maybe I can try one more platform, but first... 

I need advice! Have you ever sold things online? If so, what platform do you use and how successful have you been? If you have been successful, what tips can you give me? Has anyone tried or had luck with Facebook Marketplace? If so, do you let people come to your house or do you meet them somewhere? How exactly does that work!? 

8.21.2023

Urgently Hiring: Personal Assistant

You know how we all have jobs that are not that hard but that we just hate doing? I have a few for sure! For some of the ones I have, it would be easy to hire someone but they are things that I CAN do myself but just procrastinate starting. My brother and I were discussing this and we decided to swap tasks; I would help him do the things he hates doing and he would help me do the things that keep getting put on next week's to do list. Here are a few that made the cut. 

Broski was/is seeking someone to to the following: 

Rollover his 401k to an IRA. DONE. This is one of those things a lot of people put off but in reality, it is not as hard as it seems. It does involve a bit of paperwork and can be anxiety inducing due to the fact that they have to liquidate one account and then you have to use those funds to buy something in the new account, but for most of us, we have enough time until retirement that we don't need to worry about timing the market. Just do it. 

Clean out and organize his garage. DONE. Luckily, I love doing this kind of thing. However, I know it can be daunting, especially if you have any big items that you are not sure what to do with, or memories/mementos that you are on the fence about keeping (or that you need to look at as you sort). However, having a third party come in and be less emotional about your stuff can be freeing. The other hard thing is getting started! For Broski, he had one big item that he needed to get out of the way before the rest could be accessed, but that one thing was causing weeks of delay. I went up there and pulled that thing out, helped him reorganize, sort and label things and put the big item back. However, he just finally got rid of it so now we can commence with the second phase!! 

I was/am seeking someone to do the following: 

Fix the water pressure in my shower. NOT DONE. Broski took a look at this and it looks to be a bigger job than I want to do myself and I don't really care enough to hire someone to do it. It seems like the hot pressure is just lower in general than the cold, so there is probably some corrosion in the line or something and I don't really want to pay someone to do a huge job. I will just deal with the trickle. 

Weed the yard. DONE. Broski came over this weekend and we got so much weeding done! He is a beast with a weedwacker and a fork looking tool that he uses to dig up the weeds by the roots. I worked alongside him, but it sure was nice to have someone enthusiastic by my side. Be gone ye weeds! 

Install the bike rack on my car roof. NOT DONE. Broski got on this task and it was determined that before putting the rack on my car, I would have to buy other racks to put on my car. Hm. So I am mulling this over, but may just buy a different rack since some of the trunk mounted racks are the same price as the racks I need to buy for the top. Plus then I started thinking about it and will I really be able to lift my entire mountain bike above my head and put it on the roof? Anybody have any tips here? For context, my bike weighs about 32 pounds without anything on it and the rack does not require you to remove the front wheel. 

Power wash my deck. DONE! Broski brought over the washer and not only did the back deck, but the side porch and front porch and all of my flagstone and paving stone. WHAT A DIFFERENCE! I forgot that the wood is red/tan instead of grey/black/dusty. It looks so good. 


So, I guess the moral of the story is, having a friend really helps when the jobs are crappy and/or one man's trashy job is another man's pleasure!? 

What job do you hate doing? What job do you love doing and would happily swap with someone to do? Have you ever pressure washed anything? 

7.10.2023

Looking Back: Purging Progress Report Q2

And that is the second quarter of the year, over already! As you know, earlier this year I talked about doing some purging and since we are now another quarter into this year, it's time for another accountability check! My three areas I wanted to work on for the second three months of they year were pantry, garage/camping items and bedroom/clothing. 

Pantry: The goal here is to go through things, check expirations, eat things that are getting closer (or are over, I am not against that) and then reorganize everything and get a good handle on what I have left before starting to restock slightly. 

How am I doing? I am a woman on a mission. First I took stock of how many of each thing I had. Don't laugh at me, but I found a lot of good deals during the pandemic and when I found a deal, I bought a lot. Didn't everyone? No? Okay. At the beginning of January 2022, I somehow ended up with 14 cans of coconut milk, 12 cans of garbanzo beans and 10 cans of artichoke hearts among other things. I revisited this list in April of this year and although I had done a very good job of eating my way to a cleaner home (I only had 2, 5 and 0 left respectively), I am still working on it (I now have 1, 2 and 0!) 

What is next? I still have some weird items like tomato paste (I guess I don't make as much sauce as I used to), pureed pumpkin and canned sardines left which I will probably try to make into a meal (not together mind you!) while also focusing on using more of my dried items (quinoa, dried beans, rice, lentils etc.) and bakery items (pumpkin bread anyone?) before taking stock again and then maybe buying a few things to fill in the gaps. 



Garage/Camping: The idea here was to prep for summer by organizing all camping stuff, make sure it's all in top shape, update it, fix it, patch it, go through my food supply etc. 

How am I doing? Meh. I went through the food as part of the pantry clean out, and have all of the stuff organized by car camping vs backpacking items, but I still need to get down and dirty and throw some stuff away or give it away. However, I am ready for a summer of camping, even if I did not do a good job of purging. 

What is next? Get down and dirty and sell, give away or throw some stuff away. 

Bedroom/Clothing: The idea here was to once again go through drawers and closets and pare things down. Kae and Lisa will get a kick out of this line, which I wrote in January: But really, how many hoodies does one woman need? (the answer is...seven...or eight...or maybe nine? See what I mean!?) 

How am I doing? Great! I have desecrated my closet and it is about half as full as it was six months ago. I only own two pairs of jeans and two pairs of (non-running) shorts. However, I have a pile the size of the Empire State building of "stuff to sell" and another of "stuff to donate" so we are not quite there yet. HOWEVER! I did put some stuff on eBay and have had some luck, and I also have a drop dead date where if it is not sold by that date, it will go to either threadUP (nicer brands) or Salvation Army (everything else). So we are making progress! 

What is next? In about a month, the neighborhood is doing a donation pick up, and I already took a few boxes over to my neighbor for that. For the rest, I will continue to try to sell a few things and then in October (beginning of Q4) if they are still not sold I will send a bag to threadUP and take the rest to Salvation Army. You heard it here first. 

One thing I did not put on my list, but I would consider it "bedroom" for now, since my spare bedroom is also my office, is electronics. I have two old laptops, a printer and various old cell phones (along with the usual cords and other random electronic things) that I need to get rid of, so for Q3, I am also adding an e-waste drop off to my list. The place I found will try to refurbish the item and if they cannot, they will properly recycle it. Before I take things to them, I do need to clear out any files or personal information though so this is one of those two step processes that can take longer than expected sometimes! I am also planning a bulky pickup later this year, which will only be for trash, but is a good way to get rid of some of those odds and ends once they have been picked through. 

How are you doing on your goals so far this year? What is your strategy for getting rid of stuff? How many hoodies DOES one woman need? 

4.10.2023

My Last To Do List: Trusts & Other Documents

As I have mentioned before, I have a folder of all of my important docs and a list of all of my accounts and important details. I often call this list "the death list" because it is the list of things to do after I die, but this sounds kinds of morbid, so I will retitle it the last to do list. I hope that this list will not be needed for a long time, but I am happy to keep changing it if that means I live a lot longer. However, I also do feel that it is important to have your affairs in order, just in case. This post is about item one on the last to do list, setting up a trust

Before I get started, if you do nothing else or do not feel like reading this long post, at least do these two things: (1) Set up beneficiaries on any retirement accounts or Transfer on Death (TOD) designation on your other accounts. This allows worry free and probate free transfers of your money to someone else and even if you do not have a will or any other paperwork, the money will get into the right hands. (2) Complete an Advance Directive (see below for more info) form which will detail what you want done in case you are incapacitated (i.e. DNR).

But now, let's talk about why any of us would need a trust. A trust will help you to avoid probate. Probate is what happens when you pass away and the court has to approve your will and name or approve your executor. The costs of probate differ by state but in California, costs are based on the gross value of the estate and are 4% on the first $100,000 and then there is a sliding scale after that. Let's just say your assets are worth $100,000. That would be a $4,000 cost!! Also, this process can take six or nine or even twelve months, which can be a pain for your loved ones. 

The alternative is to set up a trust. I always thought that a trust was something rich people had for their spoiled kids. This is not the case! A trust is something that protects you, outlines your wishes and minimizes taxes (and avoids probate!). When you die, your successor trustee (the person you want to carry out your wishes) can start doing what you outline right away without getting the court involved. Depending on your situation, setting up a trust should not be too difficult or costly. I spoke to two different trust attorneys and the going rate is around $1,500 - $2,000 depending on your situation and the number of properties you have (in CA it costs $200 per property to change the name on the title). Of course, you could probably also just Google it and fill out something online that would work, but I wanted the peace of mind that comes with having a professional help me. Plus, my job offers legal benefits, which are similar to health benefits where you pay a little bit month. This costs me about $360 per year, so the attorney fees for setting up a trust only cost me $360. 

Additionally, not only will the attorney help with the trust, but they will also complete an Advance Directive, a will and a Power of Attorney form for you. If you have not already set these up, even if you do not have a trust, you should at least have these three things. 

Why do you need these? Let's talk about each one separately. The Advance Directive conveys your wishes regarding your health in case you become incapacitated and outlines who has the right to make health decisions on your behalf. You can easily get these documents from the internet. Nobody wants a case of Terri Schiavo on their hands. Here is an Advance Directive form that I used in the past. These do vary from state to state so you should use one for your particular state. The other things you should write down and keep with your AD are things like: do you want to be cremated or if you want to be buried, where do you want to be buried, do you have a plot already, etc.?  

We all know what a will is, so I won't go into too much detail; however, you may think that it doesn't matter because everything will just go to your next of kin, which is true. But having a will makes things easier for the people you leave behind, specifically appoints an executor (otherwise the state may do this for you) and can detail who will take care of your children, what your wishes are for your funeral etc. Again, you may think that you won't care because you will be gone, but it will make things easier for whoever is left to take care of your affairs. You can also note anyone you do not want to have anything, like creepy uncle Phil for example. This article is very helpful, and also has a free online version of a will that you can use to get started. 

The Power of Attorney tells people who can make financial decisions on your behalf if something happens to you. We all think we are invincible but what happens if you are in a car accident and can no longer make your own decisions? The other option is to add someone as a joint account holder on your accounts, which will give them the freedom to use the money to pay for your care, pay your bills etc. However, if you don't feel comfortable with that, you should appoint a POA. 

Okay! Let's go back to the trust again. Setting it up does take a little work, i.e. you do have to know who you want to get your stuff, who you want to handle your affairs etc. But once you have decided that, the actual process of doing the paperwork is very easy. For example, I had to give the attorney all of the information about my bank accounts (not numbers, just where the accounts are held), any investment accounts, any properties with addresses and any specific bequests. For who I was going to bequest anything to, all they need is the person's name. No social, no address, no phone. For anyone I wanted to give POA designation to, it was the same. So it was really not as complicated as you may think. 

Also, just like most legalese, there is always a phrase to cover you. For example, very common language goes like this: I gift my 13 inch TV to my brother and if deceased, this gift shall lapse. What does this mean? It means if he is no longer around, the gift goes back into my estate. You can set this up however you want and the "if deceased" can literally be a list of 40 people who you want to have in order of importance, or you can give everything to a charity like Warren Buffet. 

Do you have any of the abovementioned items? What steps have you taken to arrange your affairs? Do you have any tips to add or questions about the above? 

Disclaimer: The information above is solely an opinion based my own personal experience. You do you. I am not a tax and/or financial advisor; nothing in this post should be taken as investment advice. I have no fiduciary responsibility to anyone reading this post. Please consult a financial advisor for investment advice.  For my other posts regarding money, go here

4.03.2023

Looking Back: Purging Progress Report Q1

I am a big fan of accountability. People who say that they are going to do something and then don't do it really get my goat. This can be a meetup, a big project, or even something as simple as (and this is a real example) picking up pastries for a client meeting. In this case the person attending the meeting said he was going to bring the client pastries. I spoke to the client before the meeting and talked up these pastries and then the person going to the meeting did not take the time to stop and get them after saying that he was going to, so now I look like I am not accountable. 

Listen, I don't live under a rock; I realize that stuff happens and sometimes we get waylaid, we get stuck in traffic or our priorities change. I am a realist; I get this. However, being a realist, I also try not to overpromise and underdeliver. In fact, I will often say no if I am unsure if I will be able to commit, which may make me a glass half full person in the eyes of some, but I guess I would rather disappoint people in the front end than at the last minute.

All of that blather is a lead in to my main point which is that earlier this year I talked about doing some purging and since we are now one quarter into this year, I am going to be accountable by doing a quick progress check and update. My three areas I wanted to work on for the first three months of they year were paperwork and files, go bag and kitchen/fridge/freezer. 

Paperwork and Files: The goal here was to throw away and/or reorganize old hard copy files and to update and organize my yearly electronic spreadsheets (address list, money pie list, account list etc.) Note that this gets less hard copy and more electronic as each year goes by, but I do still have hard copies of some of my home, car and medical related paperwork as well as some tax and financial items. 

How am I doing? Good! I did all of this and even went through some of my memento boxes where I keep old holiday cards and stuff and threw a lot of those away. I had a good time reliving some memories and in some cases only shuffled things around and then ended up keeping them anyway, but I do think that each year when I go through this kind of stuff I pare it down more and more. I used to keep all thank you notes and I finally threw them away after reading them one last time and taking a quick photo of any that were really sweet. I am really trying to adhere more to the "touch once" principal where instead of moving an item somewhere just to move it somewhere else, cut out the middle man and just put it where it is going to be for good (which is often the trash can!)

I love this card! (I did throw it away though)

What is next? I still have a lot of memento boxes (these are my Achilles heel), some of which are in the garage, and I need to go through them and either put them in an album or throw them away. They are not doing me any good in a box and speaking of the touch once principal, it is probably time for the final touch for some of these items. Also an extension to this category is electronic files, which I need to tidy up. For some reason before I had the cloud for photos, I saved them in several places (!) and I need to cull the duplicates. Unfortunately they do not have the same file name and so it is not as simple as just sorting and culling. I also have an ongoing task of unsubscribing and culling emails, which is something I do a few times each month. 

Go Bag: The goal here is to make sure all of the items, documents and information in my go bag are current and updated.

How am I doing? Good! This go bag is twofold - one is emergency supplies like food, candles, flashlight, etc. and the other is important docs like my passport, birth certificate, deed to my house etc. I also keep a list of all of my accounts in this folder so that if I have to leave in a hurry I will have everything in one place (this also doubles as my death list, which I will talk about in a later post). Most of this stuff is also electronic, but I do like to keep a hard copy as a backup. I updated all of the food that was close to expiration and made sure all of my batteries were in good shape and updated my folder, so I am all good here. I also started up my generator and charged my Caterpillar supercharger thingy so that they are ready if I need them. I hope that I never need to use any of this stuff, but I think it is good to be prepared just in case. (P.S. I could write an entire post about the Cat charger - it is awesome.)

What is next? The generator and Cat charger need to be started and charged once per quarter, but the other stuff is pretty much good to go unless there are any major changes. 

Kitchen/Fridge/Freezer: This involves throwing away expired items, and eating things in the freezer rather than buying more. One of my traits (faults? habits?) is that I do like to have a few extra cans of olives (or beans or tomatoes or...) laying around just in case I feel using them (I am not a fan of going to the store after I have run out; I would rather go before I need the item) so I have amassed a pretty good backup of certain items. I also like to purchase things when they are on sale rather than when I need them when I would have to pay a premium, but it is a delicate balance between being a smart shopper and being a hoarder. I am working on being more of the former than the latter! 

No more room! (Also, clearly I need to use more butter)

How am I doing? Good! In the first three months of the year, I spent approximately $575 on groceries and used up a lot of cans of olives! I cleaned out the fridge and freezer and took stock of what I have so that I can better plan my meals and grocery shopping trips. I also finally used those frozen peaches from my tree and made peach cobbler and lots of baked peach oatmeal! However, I did do one Costco run for meat (which was about a third of my grocery spending for the quarter) and caved a couple of times and bought items like tortilla chips just because they were on sale.

What is next? I will continue to do light grocery shopping and will try to use up pantry and freezer items for the next three months. I still have a lot of beans. One of my tasks for this quarter is also to go through my camping food and gear and prepare for summer trips, so I will take stock of the food I have (in a box in the garage) for that too and can probably consolidate some things. 

What is your take on accountability? How much do you spend on groceries each month? How are you doing on your goals so far this year? 

1.11.2023

Little by Little, Month by Month

At the beginning of each year, I do a purge, and somehow, although I do this every year (at least once), I still have lot of stuff. In 2014, I talked about going through the fridge and getting rid of expired items. At the beginning of 2015 (right before I moved into my new house) I went through everything again. In 2016, shortly after moving into my new house and moving a lot of things from storage, I did a massive purge and got rid of over 300 items. 

I would estimate that since then, although I have not kept track as well as I once did, I have probably gotten rid of about three to five bags/boxes of things each year. I have probably gotten rid of over 100 books, have definitely pared down my running things (although those race shirts are like gremlins! How do they multiply so darn fast?) and have given away many kitchen items, toys and clothing. I have reorganized my stationary (why do I have so much stationary!) and sorted through all the screws in my WTH drawer. 

However, there is still a lot of work to be done. So this year, just like last year and the year before, each month I will go through one section or room in the house and see what I can pare down. 

January: Paperwork and Files. I always dedicate January to the following administrative items. Finalize prior year and start new year address list and other yearly spreadsheets, make new folders, go through all mail, file current mail, organize in file box, remove older items from file boxes, start new planner, make/update 2023 to do list (this is a running list but I like to start a new file each year). I also update my list of current accounts (for example, in 2022 I switched from Comcast to Sonic and so will change my master sheet). 

2022 - Throwing away user manuals

February: Go Bag. This is kind of an extension of the last one, as I have a go bag with all of my important documents and information in it. So, after updating my master list, I make sure all of the documents and information in my go bag are current and updated. Additionally, this bag has food, some toiletries, flashlight, stove, gas etc. in it, so I make sure that the food does not expire in the next year, the batteries still work, the gas can is still full etc. 

March: Kitchen -- Fridge/ Freezer. This involves throwing away expired items, and eating things in the freezer rather than buying more. This also goes hand in hand with my "no groceries" plan for December, January and February, which consists of only buying veggies and fruit and using up some of the other thing in my pantry and freezer than I already have. PS I have a lot of legumes. 

April: Kitchen -- Pantry. After paring things down by eating them over the first quarter of the year, I like to reorganize everything and get a good handle on what I have left before starting to restock slightly. Also this is a great time to set aside some of the things I can use for camping food in the summer (instant mashed potatoes etc.) so that I don't double buy a bunch of things I already have. 

May: Garage -- Camping Stuff. To prep for summer, I will organize all camping stuff, make sure it's all in top shape, update it, fix it, patch it, go through my food supply etc. 

2022 - going through garage boxes

June: Bedroom -- Clothes. Easy wins are holey socks and underwear (I am getting good at getting rid of these tout suite!) and jeans that are long and need high heels, even though I never wear high heels. More difficult is the bleach stained Nike NYC half marathon shirt I use to sleep in that probably should go but likely won't. I have actually pared this down quite a lot over the years (i.e. I have not bought anything new in a long time) but I am still holding onto some of the oldies but goodies. But really, how many hoodies does one woman need? (the answer is...seven...or eight...or maybe nine? See what I mean!?) 

July: Bedroom -- Shoes -- Yes, I am designating an entire month for shoes. In 2022, I tried to sell some of them, but this was a complete fail. I need to rework my plan to try to sell them, as some are barely used. I anticipate this process may take a little longer than normal as I clearly have some things to learn about it. 

August: Kitchen -- Dishes, Pots, Pans, Cutlery -- just like the holey underwear, there are certain kitchen tools that I keep washing and putting back even though they have a chip or a rip. Also, I have collected quite a nice set of SF Giants plastic cups over the years. I will go through all of that and get rid of the unused, duplicates and misfits. 

2022 - washing and culling silverware

September: Living Room, Hallway & Spare Room -- these are probably my three most sparse rooms. However, I do keep my linens in the spare room and have pared them down to basically nothing. It never hurts to reassess though! In the living room, I do a general drawer clean out and shelf minimizing before calling it a day. The hall has two closets, which hold toiletries, light bulbs and towels, so I usually make sure there are no holey towels and take stock of my sunscreen stash so that I know what I am up against come summer (PS I have about 6 different sunscreens as of this writing). 

October: Reading Nook -- Entire Room. This room has three bookshelves and a trunk that holds blankets and crafty stuff. My goal is to have read at least 10 books from my shelves by October and to be able to get rid of them. Additionally, if I haven't read them, maybe it's time to reassess why I still have them! 

2022 - Purging the reading nook of books

November: Health. Although this is not a purge, I always cleanse my body by making sure that I have all of my yearly checkups and if not, I book them for either November or December so that I am using the current year's insurance (for example, with the dentist and optometrist, you only get a set amount per year and if you play it right you can get twice as much by paying for one thing in December and another in January if needed). 

December: Plants. Yes, plants. I have a lot of indoor plants and I love to take cuttings and make new plants over the months, but sometimes I fear that I will be one of those old plant ladies (hey, as long as its not cat lady, I may be okay with that). So I usually put some of the indoor plants out in the garden, repot and gift them, repot if a bigger pot is needed, etc. 

In addition to each of these, I also go through emails, photos and files on my computer for a couple of hours each month and unsubscribe, delete, remove duplicates or fuzzy photos and organize and trim files. As you probably know, this seems to be never-ending and is on my list every year. 

What is your purge system for the year? Do you do it all in one go or try to parse it out into smaller bits? 

3.22.2016

One Man's Trash

I am always trying to get rid of things. I probably go through my closets once every month or two months and throw things away. When I moved into the new home and moved my old stuff out of storage last May, I tried to ge through each box as I unpacked it and to get rid of what I could then. I probably gave away a half a dozen bags full of stuff then. I definitely tried on all my clothes and threw away anything with holes, that was too small/big or that was completely not even close to my style anymore (huge Rage Against the Machine t-shirt....okay, actually I kept that to sleep in but I did give away the Nirvana shirt).

However, I somehow still have a ton of stuff and much of it is things that I have not worn for months or years, is expired or that was given to me by someone and just isn't something I would use (or that I need). So I decided to join Lisa in the February Purge Project. Her goal was to get rid of as many things each day as the number of the day that it was. For example, on the 1st, you give away one thing. On the 19th, you give away 19 things. And so on. That ends up adding up to 425 items. While you may think that there is no possible way you could get rid of 425 items, it is surprisingly easier than you would think!

So many old t-shirts!

I did not get it all done in February. I also did not really finish my sorting and purging (I still have the garage to go through! Ack!) However, I did get about halfway through, and in total so far, I have given away or thrown away 333 items. The majority of the things, unfortunately, are smaller things. For example, my biggest category was office supplies. Next biggest category was accessories. Here's the breakdown.

125 Office
73 Accessories
52 Home
43 Clothing
22 Books
18 Toiletries

I have to admit, I still have a lot of boxes from my move that I have not thoroughly gone through. When I began this purge, I started with a couple of them and either threw things away or put them in the Goodwill pile anything if I had not used in years or in many cases, if they no longer worked. For instance, I had so many old pens!

I will not read these again.

Doing this kind of thing takes time, especially when you are talking about some of the things that carry memories, as they are hard to give away. However, over the years I have become better about throwing or giving away things that I am not using or looking at or enjoying and probably never will. As much as I cherish that tchotchke that my grandmother gave me, I really don't need it and it will either sit in a box in my garage or it will just be another thing to dust on the shelves in my house.

I try to think about three things: Does it work/fit? Have I used it in the last 6 months (or year for certain items)? Is it worth passing on to someone at some point? The first two are easy, as they are quantitative. The last is not as easy and is where I often run into snags. The tchotchke is worthless to everyone but me, who associates it with a memory or a person. However, it sitting in a box is worthless as well. So why not enjoy it or give it to someone who may, whether they are a faceless Goodwill customer or a friend. So that is what I am trying to do.

Next up: the garage. I will have an update on that later!

Do you do a yearly or monthly purge? What strategies do you employ? How many dried out or non-functioning pens do you have? 

12.29.2014

And In With The New

At the beginning of this year, I did a huge purge of all things old and moldy and holey. 2015 will be no different. Gone are the days of too big pants, too tight underwear, and year old stewed tomatoes. Actually, I try to be pretty good about either using things or throwing them away, but I do have a bit of hoarder in my genes, and so some things are harder than others to get rid of. However, my neat freak usually wins out and my spreadsheets come out and then there is no stopping me. So here it is, the list.

2015 New Year List:

Throw away: any socks with holes, underwear with holes, mismatched socks (this one is difficult for some reason!) too small pants (this year I have a few thanks to my new office job with no lunch break, which is when I would get a nice walk in), magazines not yet read, newspapers not yet read (don't get scared; there aren't that many of these), expired food items, old paper files, towels with holes, too short sweaters and DVDs I will never watch.

Do this soon: Read any books on shelf that have not been read yet, then give them to Goodwill.  Cook any nearly expired food items.Watch any DVDs, then give them to Goodwill. Write thank you notes. Update Christmas card list.

Organize/back up: photos, contacts, computer files, paper files, drawers, closets, shelves.

Dust/Sweep/Clean: top shelves, fans, under and behind all furniture. Toilet, tub and windowsills. The top of the refrigerator/dryer, the back/front porch and the garage.

Take to Goodwill: All clothing/books/DVDs (see above re too short sweaters and previously read books).

Prepare next year's planner, including running calendar, vacation calendar, goals and expenses/budget. Recap last year's goals, expenses and budget.

Certain things are easy, for example throwing away holey socks. It only takes one (painful) day of walking around with a sock with a hole to realize that it is not worth keeping. Another easy (and fun) thing for me is the rehash of last year's goals, expenses and budget and the preparation of this year's. Lastly, usually there is not very much old food, as we are pretty good at eating things before they go bad. The exception would be things like Halloween candy, which does not get eaten, and therefore sits around for quite some time.

Not as easy to do is the deep clean (it's not that fun), the reading or tossing of old books and magazines (I feel that I "might" read them "soon"), and the getting rid of too tight pants. I mean, what if I lose weight in a couple of months? I wouldn't want to have to go out and buy new pants! That would be a waste. How many pairs of pants does one person really need though? I'm thinking 17. Just kidding. Sort of. Well, at least one in every color and every size, just in case, right? You get my point. They are hard to throw away.

The bottom line is that cleaning out my closet or dusting the top of the fridge makes me feel like I am starting out the year fresh and new. It also makes my brain feel less cluttered, which is the most valuable part of it all.  So let's bring in the new year with a de-cluttered house and mind, shall we?

Do you do a yearly deep clean or purge? What is your least favorite chore? Be honest: how many pairs of pants do you own (and of the total, how many actually fit)?

1.02.2014

Out With The Old

I had high hopes for a nice long run on New Year's day, but instead I had one of those days where you start one tiny project and it leads to another and another and all of a sudden the day is over. Maybe it didn't quite go the way I wanted it to, but I did get a lot done.

My mom's friend says that she always does a big clean out on New Year's day: the fridge, the cabinets, the closet. So I took a page out of her book and did the same. It started out with writing my Thank You notes for Christmas, which led to cleaning out my stationary box, which led to my file box. I threw away all my old files and scraps of paper that I had saved for (??) some reason. I threw out all of the pens that didn't work, and the envelopes without matching cards.

This led to the sock drawer, which led to the other drawers, which lead to my closet. I threw away any sock that had even the tiniest hole, even though my instinct is to save them "just in case". I threw away all of those too short shirts, which I was going to "wear under a sweater" and then kept accidentally wearing and having to tug down all day. I threw away those pants that I would "fit into some day".

Then I went to make lunch and noticed the salad dressing in the fridge was past due, which lead to a fridge clean out, which led to a freezer clean out. Freezer burned veggies, be gone. Old hot sauce? See ya! It felt so good.

expired
Yes, this was in the fridge.

I also completed a lot of small projects that I have been meaning to do, such as backing up my computer, downloading photos and creating my master address list that I update after each Christmas. All in all, it was a very productive day. 

So, I am all ready for 2014 with hole-less socks and non-moldy salad dressings.

Are you ready? Do you do any "winter cleaning"?

1.15.2012

Look What I Found This Week

This week, since the weather has been so un-winterlike, I decided to do a little "spring" cleaning. Since I travel so much, all my stuff (except for my one suitcase that I travel with) is in storage. This week, I went through that storage, to see what I could get rid of. Of course, if you are like me, you know that sometimes going through your storage to "get rid of it" results in a walk down memory lane. So, grab a beer (inspired by Kim) and look what I found this week! In addition, I did do a few other things. They are also included below.

Before I went crazy and started doing a major sorting movement, I had my extended family's Christmas party (in January)! It was great to see all the cousins! 

My Dad (yup, that's a kilt) and cousin
Some of my younger cousins -- pretty in pink
I went running. Only twice! I have been slacking due to the fact that I have had so many other things to do this week! I need to get back on track, so to speak! 

I found a new trail! A little overgrown but FUN!
Instead of running, I have been helping re-roof a house! It is a lot of work! 


I also went to an auction -- not to buy anything, but to see how it worked, in case I want to sell anything. BUT...you can get some darn good deals on things! I saw one 46 piece dish set, a nice one too, go for about 5 dollars! 


Okay, so you have gone through old stuff, right?
I wonder if you keep as strange of things as I do. 

{1} My diary from when I was about 8. Complete with fool proof locking device!


 {2} My first medal from my FIRST running race! 1986.


{3} My first digital camera!


{4} My "best friends" necklace from Jr. High! Remember those!?


{5} SO MANY books. It is really hard to get rid of them though! 
*in case you can't read, they are "travel/memoir/reference" and "Not Read Yet" *


*These are the "not read yet" books! 
A whole box. I am SO embarrassed! I need to get a move on with my book reading goal!*


But...and you should be very proud, I got rid of FOUR bankers boxes of books! FOUR! I am sad, but happy!! 

And, last but not least, we had a bonfire. To burn the old files I threw away (tell me, WHY did I keep some of them?) as well as....the Christmas tree! How sad. Except I don't know if you can see or not, but my parents were VERY excited about it. 


Okay now, you need to help me. Am I normal? Or do you keep things too? What item is it hardest for you to get rid of? What do you do with your Christmas tree once you take it down?